14 Kensington Place, Toronto C01

$999,000
14 Kensington Place

$999,000

New
30d
Att/Row/Townhouse2 1/2 Storey

14 Kensington Place, Toronto C01

Total Monthly Obligation $4,832

Beds
3
Baths
2
Park
0
Sqft
700-1100
DOM
30d
Score
16
Yield
3.9%
Cash on Cash
-6.7%
Cap Rate
3.2%
5Y IRR
10.3%
10Y IRR
10.5%
Property Type-Att/Row/Townhouse
MLS® Number-C13818916
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-12 × 66 ft
Listed on site-Sep 23, 2026
Style-2 1/2 Storey
Building Type-Att/Row/Townhouse
Taxes-$5,125.64 (2026)
Parking-None
Basement-Partial Basement
Heating-Baseboard (Electric)
Brokerage-ENGEL & VOLKERS TORONTO CITY
Cooling-None
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Aluminum Siding, Brick
Roof-Unknown
Foundation-Unknown
Sewer-Sewer
Possession-TBD
Neighbourhood-Kensington-Chinatown
Title-Residential Freehold

No agent assigned

A truly unique opportunity in the heart of Kensington Market. Tucked away on charming Kensington Place, this distinctive 2 1/2 storey freehold row home offers 3 bedrooms, 2 bathrooms and an open-concept main floor with gas fireplace. The functional kitchen features stone countertops and subway tile backsplash, with a walkout to a private garden and deck. The third-floor bedroom also features a walkout to its own deck. City-approved permit and plans are available for a proposed one-storey rear addition with deck above, partial basement underpinning and front basement walkout, offering future expansion potential.Set within the Kensington Market Heritage Conservation District, the home forms part of a historic row dating from before 1889, adding to the character and charm of this unique downtown setting.Steps to Kensington Market, Chinatown, U of T, AGO, TTC, restaurants, cafés, parks, schools, library and community recreation facilities, with the future Ontario Line Chinatown Station at Queen & Spadina adding another rapid-transit connection to the neighbourhood. The area continues to benefit from significant public and private investment, including planned road and watermain renewal on surrounding Kensington Market streets, wider sidewalks, improved pedestrian infrastructure and a future pedestrianization pilot, with phased construction currently expected to begin in spring 2027. Nearby residential developments and planned public-space improvements further reflect continued investment in this vibrant downtown community. A special home with character, privacy and an exceptional walkable location.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$799,200
Land Transfer Taxes$16,455
Legal Fees (Est.)
$
Total cash required for closing$217,755

Total Monthly Obligation

$4,832/mo
Mortgage $4,030
Monthly Loss $3,771
Principal$1,060
Interest$2,969
Property Tax$427
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.3%20
10-Year IRR
8.5%
Returns Index
11.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,288/yr
NOI
$25,734/yr
Net Cash Flow
-$1,885/mo
Cash Margin
-57.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
18.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Kensington Place

Time

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