20 Richardson Street 1006, Toronto C08

$359,900
20 Richardson Street 1006

$359,900

New
29d
Condo ApartmentApartment

20 Richardson Street 1006, Toronto C08

Total Monthly Obligation $2,210

Beds
1
Baths
2
Park
0
Sqft
0-499
DOM
29d
Score
23
Yield
7.0%
Cash on Cash
0.7%
Cap Rate
4.7%
5Y IRR
16.1%
10Y IRR
15.1%
Property Type-Condo Apartment
MLS® Number-C13822922
Beds-1
Bathrooms-2
Size-0-499 sqft
Listed on site-Sep 24, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,081 (2025)
Maintenance-$385/mo
Locker-Owned
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Flex/30-60
Neighbourhood-Waterfront Communities C8
Title-Residential Condo & Other

No agent assigned

The Daniels-built "Lighthouse East" - One of Toronto's premier downtown addresses. This thoughtfully designed and very efficient Junior 1BR suite with modern finishes maximizes every square foot while providing an abundance of natural light and contemporary urban style. Residents enjoy access to a very impressive collection of resort-style amenities including a fully equipped fitness center, yoga studio, theatre room, party and social lounges, BBQ terrace, tennis and basketball facilities, 24 hour concierge and more! In this rapidly developing neighborhood, you're steps from the St Lawrence Market, The Distillery District, The Financial District, Scotiabank Arena, The Waterfront Trail, Cherry Beach & Harbourfront attractions. Education and employment opportunities are unmatched at this prime location; George Brown's waterfront campus is right downstairs while the St James campus is also easily accessible. Many convenient transit connections to U of T, Toronto Metropolitan University & OCAD University make this a unique opportunity for students, educators & healthcare professionals. An absolutely ideal option for first-time buyers, investors, young professionals or those seeking a sophisticated pied-a-terre in one of Toronto's most desirable communities.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$287,920
Land Transfer Taxes$3,874
Legal Fees (Est.)
$
Total cash required for closing$77,354

Total Monthly Obligation

$2,210/mo
Mortgage $1,452
Monthly Loss $1,828
Principal$382
Interest$1,070
Property Tax$173
Condo Fees$385
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.1%2
5-Year IRR
11.8%49
10-Year IRR
12.2%
Returns Index
25.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,080/yr
NOI
$13,471/yr
Net Cash Flow
-$329/mo
Cash Margin
-15.7%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
4.3 mo74
Risk Index
35.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Richardson Street 1006

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.