88 Harbour Street 2104, Toronto C01

$718,000
88 Harbour Street 2104

$718,000

New
29d
Condo ApartmentApartment

88 Harbour Street 2104, Toronto C01

Total Monthly Obligation $4,139

Beds
2
Baths
2
Park
0
Sqft
700-799
DOM
29d
Score
17
Yield
5.1%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Condo Apartment
MLS® Number-C13826730
Beds-2
Bathrooms-2
Size-700-799 sqft
Listed on site-Sep 24, 2026
Style-Apartment
Building Type-Condo Apartment
Age-6-10
Taxes-$3,383.84 (2026)
Maintenance-$760.74/mo
Locker-Owned
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX ONESTOP TEAM REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete, Metal/Steel Siding
Possession-Flexible/Immediate
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Rare value in Harbour Plaza! Bright NE corner 2-bedroom, 2-bathroom suite (739 sqft) on the 21st floor with a wrap-around balcony and stunning city skyline and evening views through floor-to-ceiling windows. Open-concept living/dining with walkout to balcony, modern kitchen with built-in appliances, primary retreat with 4-pc ensuite, generous second bedroom plus 3-pc bath, laminate flooring throughout, and ensuite laundry. Priced over $100K below same-plan suites WITH parking in the building - a smart buy for the PATH/TTC commuter. Direct underground PATH access to Union Station; steps to Scotiabank Arena, Rogers Centre, the Financial District, and the Harbourfront. Low maintenance of only $761/month including water, common elements, and building insurance. 24-hour concierge, indoor pool, fitness centre, party/media/theatre/games rooms, and an outdoor terrace with tanning deck, lounge seating, and BBQs. On-site Longo's, LCBO, and Winners for everyday convenience. One owned storage locker included. Don't miss this downtown value!

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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$574,400
Land Transfer Taxes$10,835
Legal Fees (Est.)
$
Total cash required for closing$155,935

Total Monthly Obligation

$4,139/mo
Mortgage $2,896
Monthly Loss $3,377
Principal$762
Interest$2,134
Property Tax$282
Condo Fees$761
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.6%1
5-Year IRR
7.4%20
10-Year IRR
8.7%
Returns Index
11.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,960/yr
NOI
$18,351/yr
Net Cash Flow
-$1,367/mo
Cash Margin
-44.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 88 Harbour Street 2104

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.