326 St Clements Avenue, Toronto C04

$3,129,000
326 St Clements Avenue

$3,129,000

Price Change
29d
Detached2-Storey

326 St Clements Avenue, Toronto C04

Total Monthly Obligation $14,190

Beds
5
Baths
5
Park
1
Sqft
2000-2500
DOM
29d
Score
14
Yield
3.1%
Cash on Cash
-9.9%
Cap Rate
2.5%
5Y IRR
7.8%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-C13829230
Beds-5
Bathrooms-5
Size-2000-2500 sqft
Lot Size-25 × 131.5 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Taxes-$14,318.02 (2026)
Parking-2 - Built-In
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-HARVEY KALLES REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-90 days/TBD
Neighbourhood-Lawrence Park South
Title-Residential Freehold

No agent assigned

Situated on a 25 x 131 foot lot located in the heart of highly coveted Allenby School District, This exceptional newer custom-built family home offers a blend of luxury, functionally and tasteful design. This stunning residence features 4 + 1 bedrooms, 5 bathrooms, soaring ceilings, wide plank hardwood floors and beautifully curated living spaces throughout. Designed for modern family living, The main floor showcases an elegant living room that opens to a warm and inviting dining room, and family room with gas fireplace, expansive windows and a walk out to yard and patio. Seamlessly connected to a stunning Gourmet kitchen complete with premium appliances, an oversized center island, generous cabinetry and marble countertops. A second floor offers a spacious primary suite with a separate walk in closet and a spa like 5-piece ensuite, plus three additional well-appointed bedrooms, second floor laundry and skylight. The lower level boasts 11 foor ceilings, a nanny suite, a spacious recreation room with wet bar, fireplace, radiant heated flooring, walk out to yard and patio and direct access to garage. This prestigious neighborhood is steps to renowned schools, parks & convenient transit options including access to the new crosstown LRT. A perfect blend of urban convenience and family friendly living.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$2,503,200
Land Transfer Taxes$64,700
Legal Fees (Est.)
$
Total cash required for closing$692,000

Total Monthly Obligation

$14,190/mo
Mortgage $12,622
Monthly Loss $10,868
Principal$3,321
Interest$9,300
Property Tax$1,193
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.5%0
5-Year IRR
5.7%13
10-Year IRR
7.2%
Returns Index
8.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$95,700/yr
NOI
$67,312/yr
Net Cash Flow
-$7,012/mo
Cash Margin
-87.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.444
LTV Ratio
80.0%18
Vacancy Buffer
0.7 mo14
Risk Index
11.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 326 St Clements Avenue

Time

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