20 Lombard Street 3905, Toronto C08

$679,990
20 Lombard Street 3905

$679,990

New
28d
Condo ApartmentApartment

20 Lombard Street 3905, Toronto C08

Total Monthly Obligation $4,180

Bed+Den
2+1
Baths
1
Park
1
Sqft
600-699
DOM
28d
Score
15
Yield
4.5%
Cash on Cash
-11.7%
Cap Rate
2.1%
5Y IRR
6.4%
10Y IRR
7.5%
Property Type-Condo Apartment
MLS® Number-C13831512
Bed+Den-2+1
Bathrooms-1
Size-600-699 sqft
Listed on site-Sep 25, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$4,611.54 (2026)
Maintenance-$853.03/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-HOMELIFE LANDMARK REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-TBA
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

Welcome To Yonge & Richmond St. Spacious 1 Br + Den With 674 Sqft + 96 Sqft Balcony Oversized Balcony. Fully Upgraded Unit With Parking + Locker.Floor To Ceiling Windows, SOUTH EXPLOSURE. LOTS OF SUNLIGHT! Unparalleled Luxury High Above The Cityview, Lots Of Upgrades. Steps To PATH, SUBWAY, Eaton Centre, Financial And Entertainment District, close to U of T, Living W/ State Of The Art Amenities, Rooftop Swimming

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$543,992
Land Transfer Taxes$10,075
Legal Fees (Est.)
$
Total cash required for closing$147,573

Total Monthly Obligation

$4,180/mo
Mortgage $2,743
Monthly Loss $3,458
Principal$722
Interest$2,021
Property Tax$384
Condo Fees$853
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.5%9
Cash-on-Cash
-15.6%0
5-Year IRR
3.6%8
10-Year IRR
5.9%
Returns Index
5.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,360/yr
NOI
$10,076/yr
Net Cash Flow
-$1,903/mo
Cash Margin
-75.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.312
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
19.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Lombard Street 3905

Time

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Data last updated within the past 24 hours.