55 Charles Street E 815, Toronto C08

$415,841
55 Charles Street E 815

$415,841

New
24d
Condo ApartmentApartment

55 Charles Street E 815, Toronto C08

Total Monthly Obligation $2,622

Beds
0
Baths
1
Park
0
Sqft
0-499
DOM
24d
Score
17
Yield
5.5%
Cash on Cash
-7.0%
Cap Rate
3.1%
5Y IRR
10.1%
10Y IRR
10.3%
Property Type-Condo Apartment
MLS® Number-C13839394
Beds-0
Bathrooms-1
Size-0-499 sqft
Listed on site-Sep 29, 2026
Style-Apartment
Building Type-Condo Apartment
Age-New
Taxes-$3,443.19 (2026)
Maintenance-$457.92/mo
Locker-Owned
Parking-Underground
Basement-None
Heating-Heat Pump (Electric)
Brokerage-HIRSCH AND ASSOCIATES REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-FLEXIBLE
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

Brand New, never lived in and includes the ENHR rebate off the price (buyer eligibility to be independently confirmed). A great entry-level opportunity to own in the award-winning 55C Bloor Yorkville Residences. This junior 1-bedroom suite has a thoughtfully designed layout with a separate sleeping area featuring a Murphy bed, giving you a true bedroom by night and open living space by day, complete with floor-to-ceiling windows. A standout feature is the built-in bench seating with custom dining table, complemented by additional pantry storage, maximizing both functionality and design. Upgrades include LVT flooring, B/I murphy bed, a closet organizer and blinds. High-end, top-quality finishes throughout, including imported Italian kitchen cabinetry with built-in storage solutions and soft-close drawers and cabinets, complemented by a porcelain tile countertop and full-height backsplash. Premium Panasonic built-in appliances include integrated refrigerator, dishwasher, oven, microwave, and induction cooktop. Features include custom imported Italian vanity cabinetry with integrated storage, soft-close drawers, and a large mirror with built-in lighting. The spa-inspired shower is glass-enclosed and includes a rain shower head, handheld spray, and tiled niche. Full Tarion New Home Warranty included. Exceptional amenities include a 9th-floor fitness centre with cardio, weights, training area and yoga studio; co-work and lounge spaces with wrap-around outdoor terrace featuring lounge, dining and BBQ areas. The rooftop C Lounge offers high-ceiling co-work and lounge space with caterer kitchen, large dining table, and outdoor terrace with BBQs and lounge seating, all with breathtaking city and lake views. Guest suite available for overnight visitors. Ideally located within walking distance to TTC, shops, restaurants, universities, and more.

$
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%
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$
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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$341,988($9,315 CMHC)
Land Transfer Taxes$4,792
Legal Fees (Est.)
$
Total cash required for closing$89,460

Total Monthly Obligation

$2,669/mo
Mortgage $1,724
Monthly Loss $2,215
Principal$454
Interest$1,271
Property Tax$287
Condo Fees$458
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-12.6%0
5-Year IRR
4.7%10
10-Year IRR
7.4%
Returns Index
6.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$23,028/yr
NOI
$9,387/yr
Net Cash Flow
-$942/mo
Cash Margin
-49.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
82.2%14
Vacancy Buffer
3.6 mo62
Risk Index
26.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 55 Charles Street E 815

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.