1 Cole Street 412, Toronto C08

$499,000
1 Cole Street 412

$499,000

New
24d
Condo ApartmentApartment

1 Cole Street 412, Toronto C08

Total Monthly Obligation $3,006

Beds
1
Baths
1
Park
1
Sqft
500-599
DOM
24d
Score
18
Yield
5.4%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Condo Apartment
MLS® Number-C13839582
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Sep 29, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,405.53 (2026)
Maintenance-$593.2/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Fan Coil (Gas)
Brokerage-REAL ESTATE HOMEWARD
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick
Possession-Flexible
Neighbourhood-Regent Park
Title-Residential Condo & Other

No agent assigned

Welcome to this thoughtfully designed 1 bedroom, 1 bathroom condo in the heart of Toronto's vibrant Regent Park community. At approximately 570 sq. ft., this home makes every square foot count, offering a surprisingly spacious and functional layout with generous principal rooms and plenty of room to live, work and entertain. The open-concept living and dining area offers a comfortable sense of space, while the well-appointed kitchen keeps everything within easy reach. The bedroom provides a comfortable retreat, and the smart layout makes everyday living feel effortless. Step outside onto the large west-facing balcony - a true extension of your living space and the perfect spot for morning coffee, evening drinks or taking in the beautiful Toronto skyline and west-facing sunsets. Be sure to check out the fantastic garden area and lounge, as well as the well-equipped fitness centre and media room. And the location? Regent Park puts you close to an impressive range of amenities. Enjoy easy access to the Regent Park Community Centre, local parks, recreation facilities, shops, cafés and restaurants, as well as the Toronto Public Library's Regent Park branch. With nearby TTC streetcar and bus routes and easy connections to the subway, getting around the city is convenient whether you're commuting downtown, heading to the Distillery District or exploring everything Toronto has to offer. With a functional layout, spacious main living areas, a generous private balcony and skyline views, this is a home that delivers much more than its square footage suggests. Smart city living, a connected community and room to breathe - all in the heart of Regent Park.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$399,200
Land Transfer Taxes$6,455
Legal Fees (Est.)
$
Total cash required for closing$107,755

Total Monthly Obligation

$3,006/mo
Mortgage $2,013
Monthly Loss $2,477
Principal$530
Interest$1,483
Property Tax$200
Condo Fees$593
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.2%0
5-Year IRR
7.0%18
10-Year IRR
8.4%
Returns Index
10.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,724/yr
NOI
$12,128/yr
Net Cash Flow
-$1,002/mo
Cash Margin
-45.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
25.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1 Cole Street 412

Time

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Data last updated within the past 24 hours.