45 Geneva Avenue, Toronto C08

$1,395,000
45 Geneva Avenue

$1,395,000

New
23d
Att/Row/Townhouse2-Storey

45 Geneva Avenue, Toronto C08

Total Monthly Obligation $6,567

Beds
3
Baths
2
Park
0
Sqft
1100-1500
DOM
23d
Score
16
Yield
3.7%
Cash on Cash
-7.2%
Cap Rate
3.0%
5Y IRR
9.9%
10Y IRR
10.1%
Property Type-Att/Row/Townhouse
MLS® Number-C13845726
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-13.5 × 90 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$6,775.35 (2026)
Parking-None
Basement-Finished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-BLACK AND WHITE REAL ESTATE BROKERAGE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-South
Exterior-Wood
Roof-Flat, Asphalt Shingle, Other
Foundation-Poured Concrete, Block
Sewer-Sewer
Possession-TBA
Neighbourhood-Cabbagetown-South St. James Town
Title-Residential Freehold

No agent assigned

Directly overlooking Riverdale Park West. This exceptional 1906 Cabbagetown row house enjoys unobstructed park views while seamlessly blending historic character with sophisticated modern living. Inside, original architectural details including a pressed tin ceiling, period crown mouldings, original hardwood floors, and a striking iron spiral staircase celebrate the home's history while thoughtful updates provide modern comfort throughout. The main floor offers bright and inviting living and dining spaces, the living room with a custom gas fireplace, a dedicated home office, and a charming kitchen with a gas range, a full appliance package, abundant storage, and seamless flow for everyday living and entertaining. Upstairs, the fully renovated second floor is centred around a spacious and welcoming foyer. The tranquil primary bedroom overlooks the park and features a custom built-in king bed, integrated side tables, built-in storage beneath the bed, stained glass details, skylights, and exceptional storage throughout. The additional bedroom and den provide flexibility for family, guests, or a home office the rear bedroom features built-in storage and double French doors opening onto a rare private rooftop terrace overlooking mature trees and gardens.The professionally redesigned lower level, created by a designer whose work has been featured in House & Home, serves as a true wellness retreat. A luxurious hammam-inspired spa with steam shower, built-in lounging bench, double rainfall shower heads, integrated hue lighting, and fully automated bidet toilet. A custom entertainer's wet bar complements the versatile entertainment room. Outside, a beautifully landscaped two-level backyard creates a private urban oasis. Steps to Parliament Street's shops, cafes, restaurants, grocery stores, schools, and transit. Few homes in the city offer the opportunity to live surrounded by nature while remaining steps from downtown Toronto.Plenty of parking available at this moment.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,116,000
Land Transfer Taxes$24,375
Legal Fees (Est.)
$
Total cash required for closing$304,875

Total Monthly Obligation

$6,567/mo
Mortgage $5,627
Monthly Loss $5,086
Principal$1,481
Interest$4,146
Property Tax$565
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.6%1
5-Year IRR
7.2%19
10-Year IRR
8.4%
Returns Index
10.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$52,080/yr
NOI
$35,597/yr
Net Cash Flow
-$2,661/mo
Cash Margin
-61.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
15.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Geneva Avenue

Time

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