77 Mutual Street 401, Toronto C08

$449,000
77 Mutual Street 401

$449,000

New
22d
Condo ApartmentApartment

77 Mutual Street 401, Toronto C08

Total Monthly Obligation $2,691

Bed+Den
2+1
Baths
1
Park
0
Sqft
500-599
DOM
22d
Score
20
Yield
6.1%
Cash on Cash
-2.7%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Condo Apartment
MLS® Number-C13847120
Bed+Den-2+1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,895.63 (2025)
Maintenance-$439.02/mo
Locker-None
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX EXPERTS
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Flexible
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

*** 2-BEDROOM FUNCTIONALITY WITHOUT THE 2-BEDROOM PRICE TAG !*** This unique 1 bedroom +Den at 77 Mutual St. offers exceptional value-the oversized den is comparable in size to many second bedrooms, giving you the flexibility and function of a 2-bedroom while buying at a 1+Den price point! Bright and modern with approx. 515 sq. ft., 9-ft ceilings and floor-to-ceiling windows providing an abundance of natural light throughout the unit. The spacious den is ideal as a second sleeping area, nursery, home office or guest room. Enjoy 24-hr concierge, gym, yoga studio, party room, business & study lounges and outdoor BBQ area. Steps to Eaton Centre, Dundas Subway, TMU, U of T, George Brown, Financial District, restaurants, shopping & 24-hr TTC. BEST BANG FOR YOUR BUCK-SEE THE LAYOUT FOR YOURSELF!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$359,200
Land Transfer Taxes$5,455
Legal Fees (Est.)
$
Total cash required for closing$96,755

Total Monthly Obligation

$2,691/mo
Mortgage $1,811
Monthly Loss $2,215
Principal$477
Interest$1,335
Property Tax$241
Condo Fees$439
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.7%1
5-Year IRR
9.7%33
10-Year IRR
10.5%
Returns Index
17.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,576/yr
NOI
$14,255/yr
Net Cash Flow
-$623/mo
Cash Margin
-27.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.668
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
29.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 77 Mutual Street 401

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.