121 Lower Sherbourne Street 745, Toronto C08

$529,000
121 Lower Sherbourne Street 745

$529,000

New
23d
Condo ApartmentApartment

121 Lower Sherbourne Street 745, Toronto C08

Total Monthly Obligation $3,089

HausQ Valuation Report
Bed+Den
2+1
Baths
2
Park
0
Sqft
600-699
DOM
23d
Score
19
Yield
5.8%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Condo Apartment
MLS® Number-C13847652
Bed+Den-2+1
Bathrooms-2
Size-600-699 sqft
Listed on site-Sep 30, 2026
Style-Apartment
Building Type-Condo Apartment
Age-0-5
Taxes-$2,816 (2025)
Maintenance-$520.47/mo
Locker-None
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 NEW CONCEPT
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-FLEXIBLE
Neighbourhood-Waterfront Communities C8
Title-Residential Condo & Other

No agent assigned

Welcome to Time & Space by Pemberton, ideally located at Front St E & Sherbourne St! This prime downtown location is just steps from the Distillery District, St. Lawrence Market, TTC, and the waterfront. This bright and functional 1+Den, 2-Bath suite features an East exposure, private balcony, 9' smooth ceilings, and premium 7.5" wide laminate flooring. Enjoy an exceptional lifestyle with an impressive array of amenities, including an infinity-edge pool, rooftop cabanas, outdoor BBQ area, games room, fully equipped gym, yoga studio, party room, and more. A fantastic opportunity to live in one of Toronto's most vibrant and connected neighbourhoods!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$423,200
Land Transfer Taxes$7,055
Legal Fees (Est.)
$
Total cash required for closing$114,355

Total Monthly Obligation

$3,089/mo
Mortgage $2,134
Monthly Loss $2,527
Principal$562
Interest$1,572
Property Tax$235
Condo Fees$520
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.2%30
10-Year IRR
10.1%
Returns Index
16.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,696/yr
NOI
$16,165/yr
Net Cash Flow
-$787/mo
Cash Margin
-30.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
26.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 121 Lower Sherbourne Street 745

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.