10 Earl Street, Toronto C08

$1,549,000
10 Earl Street

$1,549,000

Price Change
22d
Duplex3-Storey

10 Earl Street, Toronto C08

Total Monthly Obligation $7,401

Beds
5
Baths
3
Park
4
Sqft
2500-3000
DOM
22d
Yield
4.0%
Cash on Cash
-6.7%
Cap Rate
3.2%
5Y IRR
10.3%
10Y IRR
10.5%
Property Type-Duplex
MLS® Number-C13850938
Beds-5
Bathrooms-3
Size-2500-3000 sqft
Lot Size-20 × 131.51 ft
Listed on site-Oct 1, 2026
Style-3-Storey
Building Type-Duplex
Taxes-$9,336 (2025)
Parking-4 - Other
Basement-Separate Entrance, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Concrete Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-North St. James Town
Title-Residential Freehold

No agent assigned

Built in 1877. Renovated for the way you live now. Part of Windsor Terrace, a Victorian row on a hushed, tree-lined dead end in Upper Jarvis, this legal duplex on a deep 20 x 132 ft lot offers two self-contained homes, a rooftop terrace and tandem parking for four cars, all delivered vacant. Subway station is a 5-minute walk; Yorkville is 5 minutes by car. Bloor Streets shops, restaurants and parks are all within easy reach. A heated mudroom with custom cabinetry sets the tone at the front door. The owner renovated the two-floor main residence for themselves, and it shows: original exposed brick, a wood-burning fireplace, heated floors, and a kitchen in natural walnut and Corian with induction cooking and a custom pantry built for your wine fridge and espresso machine. The top floor is a private retreat, with a primary suite framed by custom walnut closets, a spa ensuite with rain shower, teak floor and Toto washlet, and a walk-out to a sun-soaked rooftop terrace wired for sound. Below, a recently renovated 2-bedroom suite with its own entrance, laundry, meter and walk0out to a private patio. Live up, rent down. Bring the family together. Or lease both on day one. Five bedrooms, two homes, one rare downtown address.

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Closing Costs

Mortgage Amount
$1,239,200
Land Transfer Taxes$27,455
Legal Fees (Est.)
$
Total cash required for closing$338,755

Total Monthly Obligation

$7,401/mo
Mortgage $6,248
Monthly Loss $5,757
Principal$1,644
Interest$4,604
Property Tax$778
Home Insurance$125
Variable Costs$250

No rent estimate available. Enter a monthly rent in Assumptions & Inputs below to calculate.

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Earl Street

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