504 Adelaide Street W, Toronto C01

$2,600,000
504 Adelaide Street W

$2,600,000

New
22d
Att/Row/Townhouse2-Storey

504 Adelaide Street W, Toronto C01

Total Monthly Obligation $13,013

Beds
2
Baths
2
Park
1
Sqft
1100-1500
DOM
22d
Score
13
Yield
1.8%
Cash on Cash
-18.2%
Cap Rate
0.7%
5Y IRR
1.5%
10Y IRR
3.9%
Property Type-Att/Row/Townhouse
MLS® Number-C13852040
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-16.75 × 85 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$25,807.89 (2026)
Parking-1 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-THE GREENHEART GROUP
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding
Roof-Shingles
Foundation-Concrete Block
Sewer-Sewer
Possession-tbd
Neighbourhood-Waterfront Communities C1
Title-Residential Freehold

No agent assigned

Mixed-use investment opportunity in Toronto's King West/Fashion District. The main floor and basement provide retail commercialspace, with one residential unit on the second floor. The residential unit has been recently updated; Annual income is approximately $108,000, providing strong holding income. The property's historic character and Adelaide Street West location add long-term appeal. Potential for future multi-unit residential development subject to municipal approvals, or adaptive reuse/user occupier such as professional or medical office, dental office. Buyer to verify all income, expenses, tenancies, heritage matters and development potential. NOTE: One seller is a Registered Real Estate Saleperson. Reported square footage is estimate and to be confirmed.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$2,080,000
Land Transfer Taxes$51,475
Legal Fees (Est.)
$
Total cash required for closing$572,975

Total Monthly Obligation

$13,013/mo
Mortgage $10,488
Monthly Loss $10,254
Principal$2,760
Interest$7,728
Property Tax$2,151
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
0.4%6
Cash-on-Cash
-20.5%0
5-Year IRR
-0.3%2
10-Year IRR
2.8%
Returns Index
2.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,948/yr
NOI
$11,045/yr
Net Cash Flow
-$9,567/mo
Cash Margin
-249.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.091
LTV Ratio
80.0%18
Vacancy Buffer
0.8 mo14
Risk Index
11.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 504 Adelaide Street W

Time

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