203 College Street 2904, Toronto C01

$945,000
203 College Street 2904

$945,000

Price Change
22d
Condo ApartmentApartment

203 College Street 2904, Toronto C01

Total Monthly Obligation $5,502

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
800-899
DOM
22d
Score
15
Yield
4.5%
Cash on Cash
-9.9%
Cap Rate
2.4%
5Y IRR
7.8%
10Y IRR
8.5%
Property Type-Condo Apartment
MLS® Number-C13852514
Beds-3
Bathrooms-2
Size-800-899 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Age-0-5
Taxes-$5,463.25 (2026)
Maintenance-$1,035.18/mo
Locker-None
Parking-1 - Underground
Basement-None, Other
Heating-Forced Air (Gas)
Brokerage-JDL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Flexible
Neighbourhood-Kensington-Chinatown
Title-Residential Condo & Other

No agent assigned

Rarely Offered 3-Bedroom Residence at Theory Condos! Lower Penthouse Unit! Spacious and thoughtfully designed layout with beautiful views, where all three bedrooms enjoy picture-perfect views of the University of Toronto campus. Extensively renovated and upgraded with quality finishes throughout. Modern kitchen features a centre island, ample cabinetry and a functional layout ideal for everyday living and entertaining. Prime downtown location directly across from the University of Toronto, with TTC, restaurants, shops, parks and all the conveniences of city living at your doorstep. 1 Parking Included!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$756,000
Land Transfer Taxes$15,375
Legal Fees (Est.)
$
Total cash required for closing$205,875

Total Monthly Obligation

$5,502/mo
Mortgage $3,812
Monthly Loss $4,499
Principal$1,003
Interest$2,809
Property Tax$455
Condo Fees$1,035
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.9%12
Cash-on-Cash
-13.5%0
5-Year IRR
5.2%12
10-Year IRR
7.0%
Returns Index
7.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,888/yr
NOI
$18,314/yr
Net Cash Flow
-$2,286/mo
Cash Margin
-64.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.403
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 203 College Street 2904

Time

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Data last updated within the past 24 hours.