88 Harbour Street 1401, Toronto C01

$515,000
88 Harbour Street 1401

$515,000

New
21d
Condo ApartmentApartment

88 Harbour Street 1401, Toronto C01

Total Monthly Obligation $3,009

HausQ Valuation Report
Beds
1
Baths
1
Park
0
Sqft
500-599
DOM
21d
Score
19
Yield
5.7%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Condo Apartment
MLS® Number-C13852894
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 2, 2026
Style-Apartment
Building Type-Condo Apartment
Age-6-10
Taxes-$2,526.19 (2025)
Maintenance-$520.99/mo
Locker-None
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-60 days notice
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Prime South Core location at Harbour Plaza! This well-appointed 1-bedroom residence showcases clean contemporary finishes, floor-to-ceiling windows, and a seamless walkout to a private balcony with serene views of Love Park and the water. Unmatched urban convenience with direct indoor access to the P.A.T.H., Union Station, Scotiabank Arena, grocery, and dining. Exceptional building amenities including 24/7 security, gym, indoor pool, business centre, and rooftop deck. Ideal downtown residence or turnkey investment.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$412,000
Land Transfer Taxes$6,775
Legal Fees (Est.)
$
Total cash required for closing$111,275

Total Monthly Obligation

$3,009/mo
Mortgage $2,077
Monthly Loss $2,462
Principal$547
Interest$1,531
Property Tax$211
Condo Fees$521
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.6%1
5-Year IRR
9.0%29
10-Year IRR
9.9%
Returns Index
15.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,484/yr
NOI
$15,358/yr
Net Cash Flow
-$798/mo
Cash Margin
-32.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
26.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 88 Harbour Street 1401

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.