250 Shuter Street, Toronto C08

$1,220,000
250 Shuter Street

$1,220,000

Price Change
21d
Duplex2-Storey

250 Shuter Street, Toronto C08

Total Monthly Obligation $5,721

Beds
6
Baths
3
Park
0
Sqft
1100-1500
DOM
21d
Score
16
Yield
3.5%
Cash on Cash
-7.9%
Cap Rate
2.9%
5Y IRR
9.4%
10Y IRR
9.7%
Property Type-Duplex
MLS® Number-C13852988
Beds-6
Bathrooms-3
Size-1100-1500 sqft
Lot Size-23.56 × 37.81 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Duplex
Taxes-$5,094.95 (2026)
Parking-None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE EXCELSIOR REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30/TBA
Neighbourhood-Moss Park
Title-Residential Freehold

No agent assigned

In the heart of Downtown Toronto, a legal 2 units, 2-storey duplex presents an excellent opportunity for investors, first-time buyers, and those seeking a flexible income-producing property. Why take on the uncertainty, stress, time and expense of a major renovation/build when the work is already done? This move-in-ready duplex features two fully self-contained apartments, each with its own separate entrance, separate hydro meter, forced-air gas furnace, in-suite laundry and quality appliances. Ideal for an investor seeking rental income or a first-time buyer looking to live in one unit while generating income from the other. The property has enjoyed a consistent rental income over the years, attracting working professionals and students who value the convenience of downtown living with modern comfort. Located directly on a TTC bus route and close to a subway station, with a short 15-minute walk to George Brown College, CF Toronto Eaton Centre and Toronto Metropolitan University (TMU), this property combines income potential, convenience and urban lifestyle. The main floor and the basement combine as one unit of 4 bed & 2 washrooms. Its kitchen with cream hexagon ceramic backsplash brings warmth to the grey cabinetry and stainless steel appliances, laundry and an outdoor escape to a cute backyard. Opening the second front door is an entrance up the stairs to a 2 bedroom, 1x3 pc bath & laundry. This 2nd floor self contained unit is a modern & bright apartment. The combined living/dinning with an open concept overlooking the kitchen with stainless steel appliances. Off the first bedroom is a balcony overlooking the backyard. A 3pc washroom by the hallway and laundry. Wanting to own and get potential income? Book a showing to see this handsome duplex today! Or watch 2 videos separately of each unit in 3D

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$976,000
Land Transfer Taxes$20,875
Legal Fees (Est.)
$
Total cash required for closing$266,375

Total Monthly Obligation

$5,721/mo
Mortgage $4,921
Monthly Loss $4,426
Principal$1,295
Interest$3,626
Property Tax$425
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.4%0
5-Year IRR
6.6%17
10-Year IRR
7.9%
Returns Index
9.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,092/yr
NOI
$29,188/yr
Net Cash Flow
-$2,489/mo
Cash Margin
-69.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.495
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
16.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 250 Shuter Street

Time

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