55 Charles Street E 1304, Toronto C08

$1,100,000
55 Charles Street E 1304

$1,100,000

New
22d
Condo ApartmentApartment

55 Charles Street E 1304, Toronto C08

Total Monthly Obligation $6,116

Beds
2
Baths
2
Park
0
Sqft
700-799
DOM
22d
Score
14
Yield
3.3%
Cash on Cash
-14.3%
Cap Rate
1.5%
5Y IRR
4.5%
10Y IRR
6.1%
Property Type-Condo Apartment
MLS® Number-C13856872
Beds-2
Bathrooms-2
Size-700-799 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Age-0-5
Taxes-$6,008.05 (2025)
Maintenance-$978.02/mo
Locker-Owned
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-ROYAL STAR REALTY INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick, Concrete
Possession-Tenant
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

BRIGHT AND SPACIOUS 2 BEDROOM WITH 2 BATHROOM CONDO IN THE UPSCALE AREA OF DOWNTOWN TORONTO.LUXURY LIVING YORKVILLE AREA AT 55 CHARLES RESIDENCE. ABOVE STANDARD AMMENITIES AND AN AMAZINGROOF TOP ACCESS WITH BREATH TAKING VIEWS.THE UNIT IS UPGRADED AS WELL WITH 9'CEILING , WINDOWSFROM FLOOR TO CEILING. STAINLESS STEEL APPLIANCES WITH WASHER AND DRYER.98/100 WALKING SCORE.MINUTES TO SUBWAY AND PUBLIC TRANSIT. SHOPPING ETC

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$880,000
Land Transfer Taxes$18,475
Legal Fees (Est.)
$
Total cash required for closing$239,975

Total Monthly Obligation

$6,116/mo
Mortgage $4,437
Monthly Loss $4,948
Principal$1,168
Interest$3,269
Property Tax$501
Condo Fees$978
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.1%8
Cash-on-Cash
-17.3%0
5-Year IRR
2.3%5
10-Year IRR
4.8%
Returns Index
3.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,144/yr
NOI
$12,385/yr
Net Cash Flow
-$3,405/mo
Cash Margin
-113.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.232
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
14.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 55 Charles Street E 1304

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.