20 Richardson Street 3102, Toronto C08

$609,000
20 Richardson Street 3102

$609,000

New
19d
Condo ApartmentApartment

20 Richardson Street 3102, Toronto C08

Total Monthly Obligation $3,579

HausQ Valuation Report
Bed+Den
2+1
Baths
2
Park
1
Sqft
500-599
DOM
19d
Score
16
Yield
4.5%
Cash on Cash
-10.2%
Cap Rate
2.4%
5Y IRR
7.6%
10Y IRR
8.4%
Property Type-Condo Apartment
MLS® Number-C13860164
Bed+Den-2+1
Bathrooms-2
Size-500-599 sqft
Listed on site-Oct 4, 2026
Style-Apartment
Building Type-Condo Apartment
Age-0-5
Taxes-$3,238 (2026)
Maintenance-$653/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX ABOUTOWNE REALTY CORP.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick, Metal/Steel Siding
Possession-TBA
Neighbourhood-Waterfront Communities C8
Title-Residential Condo & Other

No agent assigned

Rare Find! Unobstructed Lake Views From This Beautiful 1+1 Bedroom Suite With Parking In The Heart Of Downtown Toronto. Bright & Functional Layout Featuring 1.5 Baths, 9-Ft Ceilings And Contemporary Finishes Throughout. Laminate Flooring, Quartz Countertops & Island, Plus Premium Miele Appliances. Well-maintained with fresh paint throughout. Steps To TTC, Loblaws, St. Lawrence Market, Sugar Beach, George Brown College, Universite De L'Ontario Francais And OCAD. Easy Access To The Gardiner Expressway. Enjoy Exceptional Building Amenities Including A Fitness Centre, Yoga Studio, Jam Studio, Arts & Crafts Studio And Garden. All photos were taken while the unit was vacant. Some images have been virtually staged; all furniture and décor shown were digitally added for illustrative purposes only.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$487,200
Land Transfer Taxes$8,655
Legal Fees (Est.)
$
Total cash required for closing$131,955

Total Monthly Obligation

$3,579/mo
Mortgage $2,457
Monthly Loss $2,933
Principal$646
Interest$1,810
Property Tax$270
Condo Fees$653
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.2%0
5-Year IRR
4.7%10
10-Year IRR
6.7%
Returns Index
6.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,108/yr
NOI
$10,923/yr
Net Cash Flow
-$1,546/mo
Cash Margin
-68.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.373
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
21.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Richardson Street 3102

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.