20 Cluny Drive, Toronto C09

$11,995,000
20 Cluny Drive

$11,995,000

New
18d
Detached3-Storey

20 Cluny Drive, Toronto C09

Total Monthly Obligation $52,836

Beds
5
Baths
7
Park
8
Sqft
5000 +
DOM
18d
Score
13
Yield
1.4%
Cash on Cash
-16.9%
Cap Rate
1.0%
5Y IRR
2.5%
10Y IRR
4.6%
Property Type-Detached
MLS® Number-C13861210
Beds-5
Bathrooms-7
Size-5000 + sqft
Lot Size-42.41 × 237.58 ft
Listed on site-Oct 5, 2026
Style-3-Storey
Building Type-Detached
Taxes-$48,913 (2025)
Parking-10 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL EST
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Rec Room, Natural Gas
Pool-Inground
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Tbd
Neighbourhood-Rosedale-Moore Park
Title-Residential Freehold

No agent assigned

Discreetly positioned on one of Rosedale's most prestigious streets, this exceptional ravine residence offers rare architectural scale, privacy, andcontemporary refinement. Set on a remarkable 238-foot deep lot backing onto the Rosedale ravine, the property boasts a resort-like setting withan infinity-edge pool, expansive outdoor living areas, and a covered terrace designed for year-round entertaining. Situated minutes fromdowntown Toronto, Rosedale is a unique combination of charm and sophistication. It offers upscale dining, designer shopping, top-rated publicand private schools, beautiful parks and endless trails for walking, running or cycling. Quick access to the subway system, Yonge Street andMount Pleasant Road allow for easy access to explore all that Toronto has to offer. 20 Cluny has been thoughtfully renovated to reflect aseamless blend of timeless architecture and modern luxury. This home spans over 6,000 square feet above grade, with a fully finished lowerlevel, providing elegant space for both grand entertaining and comfortable family living. Inside, 11-foot ceilings on the main and third floorsenhance light and volume, while expansive principal rooms offer sophisticated living and dining spaces. The main level, exceeding 2,200 squarefeet, features a functional layout with formal living and dining rooms, a private office, and a kitchen and breakfast area that connect effortlesslyto the terrace and gardens. Upper levels include five generously sized bedrooms, each with its own ensuite. The primary suite offers a sereneretreat with a dressing room and spa-inspired bathroom. The third floor provides rare additional living space, ideal for guests or multi-generational living. The lower level includes a recreation room, home gym, and wet bar. Complete with a spacious double garage and heateddrive, this elegant home presents a rare opportunity in one of Toronto's most prestigious neighbourhoods.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$9,596,000
Land Transfer Taxes$286,350
Legal Fees (Est.)
$
Total cash required for closing$2,686,850

Total Monthly Obligation

$52,836/mo
Mortgage $48,385
Monthly Loss $40,103
Principal$12,732
Interest$35,652
Property Tax$4,076
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
0.8%7
Cash-on-Cash
-18.7%0
5-Year IRR
1.0%4
10-Year IRR
3.7%
Returns Index
2.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$170,004/yr
NOI
$99,591/yr
Net Cash Flow
-$40,085/mo
Cash Margin
-282.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.171
LTV Ratio
80.0%18
Vacancy Buffer
0.2 mo10
Risk Index
9.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Cluny Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.