530 Richmond Street W, Toronto C01

$1,349,000
530 Richmond Street W

$1,349,000

New
18d
Duplex2 1/2 Storey

530 Richmond Street W, Toronto C01

Total Monthly Obligation $6,419

Beds
4
Baths
3
Park
0
Sqft
1500-2000
DOM
18d
Score
16
Yield
3.8%
Cash on Cash
-7.0%
Cap Rate
3.1%
5Y IRR
10.1%
10Y IRR
10.3%
Property Type-Duplex
MLS® Number-C13861226
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-18.93 × 63.1 ft
Listed on site-Oct 5, 2026
Style-2 1/2 Storey
Building Type-Duplex
Taxes-$7,231.69 (2025)
Parking-None
Basement-Finished
Heating-Baseboard (Electric)
Brokerage-HARVEY KALLES REAL ESTATE LTD.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stucco (Plaster)
Roof-Unknown
Foundation-Unknown, Concrete
Sewer-Sewer
Possession-60-90 days/TBA
Neighbourhood-Waterfront Communities C1
Title-Residential Freehold

No agent assigned

Fully renovated duplex with flexible CRE (Commercial Residential Employment) zoning permitting residential, retail and office use. The property features 4 bedrooms, 3 bathrooms, 2 full kitchens, 2 laundries and 2 expansive decks across two-and-a-half floors, upper unit consists of 1126 sqft, lower unit 1098 sqft Both units are tenanted on a month-to-month basis. Freehold ownership in one of the city's most walkable pockets, all the space of a house with none of the monthly fees of a condo. Turnkey finishes throughout, minimal maintenance, exceptional location.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,079,200
Land Transfer Taxes$23,455
Legal Fees (Est.)
$
Total cash required for closing$294,755

Total Monthly Obligation

$6,419/mo
Mortgage $5,441
Monthly Loss $4,987
Principal$1,432
Interest$4,010
Property Tax$603
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.3%20
10-Year IRR
8.5%
Returns Index
11.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$51,792/yr
NOI
$34,881/yr
Net Cash Flow
-$2,535/mo
Cash Margin
-58.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
15.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 530 Richmond Street W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.