197 Roxton Road, Toronto C01

$2,899,000
197 Roxton Road

$2,899,000

New
18d
Detached3-Storey

197 Roxton Road, Toronto C01

Total Monthly Obligation $13,061

Beds
4
Baths
4
Park
4
Sqft
2500-3000
DOM
18d
Score
15
Yield
3.2%
Cash on Cash
-9.0%
Cap Rate
2.7%
5Y IRR
8.5%
10Y IRR
9.1%
Property Type-Detached
MLS® Number-C13862884
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-28.81 × 153 ft
Listed on site-Oct 5, 2026
Style-3-Storey
Building Type-Detached
Taxes-$11,901 (2026)
Parking-4 - None
Basement-Finished with Walk-Out
Heating-Radiant (Gas)
Brokerage-PROPERTY.CA INC.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle, Flat
Foundation-Brick, Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Trinity-Bellwoods
Title-Residential Freehold

No agent assigned

Welcome to 197 Roxton Road, a beautifully reimagined residence where architectural character, considered interiors and exceptional versatility come together in one of Toronto's most loved west-end neighbourhoods. Legally converted into three residential units in 2010 and comprehensively renovated throughout in 2026, the property combines an established multi-unit configuration with the finish and feel of a newly transformed home. Each residence has been thoughtfully renewed with its own kitchen, updated appliances and plumbing fixtures, creating three distinct living environments within one cohesive property. Whether envisioned for co-ownership, multi-generational living, an owner-occupier seeking supplementary income, or as a fully tenanted investment, the configuration offers remarkable flexibility without sacrificing the warmth and character of a home.The 2026 renovation introduced a fresh and cohesive design language throughout the property. Three new kitchens, new flooring, new lighting, new plumbing fixtures, updated appliances and fresh paint bring a contemporary sensibility to each residence. Warm wood tones, clean architectural lines, textural finishes and a restrained palette create interiors that feel considered rather than over-designed, while new windows in the living room, family room and kitchen bring additional natural light into the principal spaces.The transformation extends beyond the finishes. Improvements include a new roof completed in 2024, a new larger-capacity hot water tank in 2026 designed to better accommodate the three residences, additional insulation to many exterior walls, fire-rated doors between units, a new deck and front porch, and in-floor radiant heating in the basement. Outside, a generous backyard introduces yet another layer of possibility, offering room to gather, garden and entertain, along with potential for a future garden suite, subject to applicable zoning, permits and approvals plus a private drive for 4+ cars.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$2,319,200
Land Transfer Taxes$58,950
Legal Fees (Est.)
$
Total cash required for closing$640,250

Total Monthly Obligation

$13,061/mo
Mortgage $11,694
Monthly Loss $9,983
Principal$3,077
Interest$8,617
Property Tax$992
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.3%15
10-Year IRR
7.7%
Returns Index
9.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$93,060/yr
NOI
$67,353/yr
Net Cash Flow
-$6,081/mo
Cash Margin
-78.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
0.7 mo14
Risk Index
12.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 197 Roxton Road

Time

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