174 Cedric Avenue, Toronto C03

$2,785,000
174 Cedric Avenue

$2,785,000

Price Change
16d
Detached3-Storey

174 Cedric Avenue, Toronto C03

Total Monthly Obligation $12,507

Beds
5
Baths
5
Park
1
Sqft
2000-2500
DOM
16d
Score
16
Yield
3.8%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-C13872230
Beds-5
Bathrooms-5
Size-2000-2500 sqft
Lot Size-25.03 × 105.63 ft
Listed on site-Oct 7, 2026
Style-3-Storey
Building Type-Detached
Age-0-5
Taxes-$10,773.04 (2026)
Parking-2 - Built-In
Basement-Separate Entrance, Finished
Heating-Forced Air (Electric)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Oakwood Village
Title-Residential Freehold

No agent assigned

Step into luxurious urban living with this stunning property Located in Toronto's vibrant St Clair West neighbourhood. Inspired by trendy Modern Organic aesthetics, this residence blends design elements of a modern farmhouse with a bright contemporary spirit. House's spacious interior layout exudes brightness, warmth, and character from the 9' custom entry door to soaring raised ceiling with exposed beams and hand-made bar backdrop tiles. The main floor spacious open-concept layout seamlessly divides formal living/dining and meticulously functional chefs' kitchen from casual living space. This level Features a generous Dining/Bar area equipped with a second granite sink and faucet, Coffee Bar concealed behind pocket doors, Breakfast Banquette, 10ft Island, and a warm hugging Family room anchored by a natural stone Fireplace and wide sliders to the backyard deck.The sun-filled master suite on the third floor nurtures your soul, evokes comfort and well-being with two spacious walk-out Balconies, wall to wall ample built-in closets, and spa-like 6 piece ensuite.The mezzanine style office/dayroom balance's function and relaxation promoting focus and life quality. Other bedrooms feature their own design, ensuites and built-in closets complemented by a refined laundry boosting storage and convenience. The versatile basement features 11-ft ceilings, oversized windows, an industrial-inspired media room, bedroom, full kitchen, bathroom, laundry, and mudroom off the garage. A separate side entrance offers potential for a private in-law suite or rental.The expansive backyard is landscaped for effortless outdoor entertaining, with ample potential for a pool or hot tub.The Local designer, Studio Golara crafted an atmosphere of "Ambient calm and Design Detox". Every element is thoughtfully curated to maximize storage, organic flow, timelessness, and everyday functionality. WalktoCedarvaleRavine, StClairWestShopsRestaurants,LocalCafes, LeoBeckSchool & other HighRankedSchools.

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Closing Costs

Mortgage Amount
$2,228,000
Land Transfer Taxes$56,100
Legal Fees (Est.)
$
Total cash required for closing$614,600

Total Monthly Obligation

$12,507/mo
Mortgage $11,234
Monthly Loss $9,550
Principal$2,956
Interest$8,278
Property Tax$898
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.4%25
10-Year IRR
9.3%
Returns Index
14.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$106,872/yr
NOI
$80,912/yr
Net Cash Flow
-$4,491/mo
Cash Margin
-50.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
0.8 mo14
Risk Index
13.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 174 Cedric Avenue

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