154 Harbord Street, Toronto C02

$2,550,000
154 Harbord Street

$2,550,000

New
16d
Semi-Detached 2-Storey

154 Harbord Street, Toronto C02

Total Monthly Obligation $12,964

Beds
0
Baths
3
Park
0
Sqft
2000-2500
DOM
16d
Score
12
Yield
0.7%
Cash on Cash
-23.4%
Cap Rate
-0.4%
5Y IRR
-2.3%
10Y IRR
1.2%
Property Type-Semi-Detached
MLS® Number-C13873634
Beds-0
Bathrooms-3
Size-2000-2500 sqft
Lot Size-17.91 × 99.58 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$27,638.93 (2025)
Parking-None
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Concrete
Roof-Flat, Shingles
Foundation-Concrete
Sewer-Other
Possession-Flexible
Neighbourhood-Annex
Title-Residential Freehold

No agent assigned

A rare opportunity to own a distinctive and exceptionally maintained mixed-use property in one of Toronto's most sought-after downtown neighbourhoods. Offering approximately 2,400 sq. ft. of versatile space and an impressive 100 feet of street frontage along Harbord Street, this striking corner property combines exceptional curb appeal, architectural character, and endless possibilities for an owner-user, investor, professional practice, wellness studio, retail concept, or live/work environment.The expansive main floor features soaring ceilings, marble accents, abundant natural light, and a flexible open layout adaptable to a wide range of commercial uses. Upstairs, cathedral ceilings, dramatic French doors with Juliet balconies, and access to a private rooftop terrace with CN Tower views create an inspiring setting for offices, treatment rooms, creative spaces, entertaining, or potential residential use.Thoughtfully improved and meticulously maintained, the building offers two light-filled levels plus a finished basement, with extensive recent upgrades to the electrical, HVAC, plumbing, roofing, and exterior. Additional highlights include heated floors, skylights, built-in cabinetry, three bathrooms with rough-ins for three more, and multiple outdoor spaces, including a beautifully landscaped side garden framed by perennial plantings.Previously home to a high-end restaurant and currently operating as a retail and wellness space, the property offers remarkable adaptability for a variety of future uses. Ideally located in a vibrant, highly desirable neighbourhood with excellent amenities and convenient transit access, this is an exceptional opportunity to acquire a truly unique property and bring your business or investment vision to life.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$2,040,000
Land Transfer Taxes$50,225
Legal Fees (Est.)
$
Total cash required for closing$561,725

Total Monthly Obligation

$12,964/mo
Mortgage $10,286
Monthly Loss $10,257
Principal$2,707
Interest$7,579
Property Tax$2,303
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
-0.6%4
Cash-on-Cash
-25.3%0
5-Year IRR
-3.9%1
10-Year IRR
0.3%
Returns Index
1.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
12/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$18,456/yr
NOI
-$15,529/yr
Net Cash Flow
-$11,580/mo
Cash Margin
-752.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
-0.130
LTV Ratio
80.0%18
Vacancy Buffer
0.8 mo14
Risk Index
11.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 154 Harbord Street

Time

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Data last updated within the past 24 hours.