36 Charlotte Street 501, Toronto C01

$489,000
36 Charlotte Street 501

$489,000

New
16d
Condo ApartmentApartment

36 Charlotte Street 501, Toronto C01

Total Monthly Obligation $3,034

HausQ Valuation Report
Beds
1
Baths
1
Park
0
Sqft
600-699
DOM
16d
Score
20
Yield
6.4%
Cash on Cash
-2.7%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Condo Apartment
MLS® Number-C13874208
Beds-1
Bathrooms-1
Size-600-699 sqft
Listed on site-Oct 7, 2026
Style-Apartment
Building Type-Condo Apartment
Age-16-30
Taxes-$2,534 (2025)
Maintenance-$650/mo
Locker-None
Parking-None
Basement-None
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER THE REAL ESTATE CENTRE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick, Concrete
Possession-Flexible
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Welcome to this bright, spacious 665 sq. ft. 1-bedroom suite at Charlotte Lofts, one of King West's most sought-after boutique buildings. This corner-style unit offers a larger footprint than most comparables in the area, with an open-concept living/dining space, a versatile den/office with walkout to a private patio, and a well-appointed kitchen with stone counters. Enjoy resort-style building amenities including a rooftop deck, gym, and party room, all just steps from the King and Spadina streetcars with direct access to the subway and Union Station in minutes. Walk to Toronto's waterfront and the Martin Goodman Trail in under 20 minutes, or explore nearby green space at Clarence Square and Canoe Landing Park. You're also steps from the Financial District, Entertainment District theatres and cinemas, and some of King West's best restaurants, cafés, and boutique shopping. With a Walk Score near 100 and a Transit Score to match, this is true urban living at your doorstep. Utilities included in maintenance fees for worry-free ownership. A rare opportunity to own more space in one of the city's most walkable neighbourhoods.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$391,200
Land Transfer Taxes$6,255
Legal Fees (Est.)
$
Total cash required for closing$105,555

Total Monthly Obligation

$3,034/mo
Mortgage $1,972
Monthly Loss $2,515
Principal$519
Interest$1,453
Property Tax$211
Condo Fees$650
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.7%1
5-Year IRR
9.8%34
10-Year IRR
10.6%
Returns Index
18.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,464/yr
NOI
$15,584/yr
Net Cash Flow
-$674/mo
Cash Margin
-25.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
26.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 36 Charlotte Street 501

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.