75 St Nicholas Street 1605, Toronto C01

$399,000
75 St Nicholas Street 1605

$399,000

New
15d
Condo ApartmentApartment

75 St Nicholas Street 1605, Toronto C01

Total Monthly Obligation $2,627

Beds
1
Baths
1
Park
0
Sqft
500-599
DOM
15d
Score
21
Yield
7.0%
Cash on Cash
-2.0%
Cap Rate
4.2%
5Y IRR
14.0%
10Y IRR
13.3%
Property Type-Condo Apartment
MLS® Number-C13875088
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 8, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$3,268.75 (2026)
Maintenance-$544.77/mo
Locker-Owned
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-REALTY ASSOCIATES INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Tba
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

Luxury Condo Located At Bloor/Bay. 9 Feet Smooth Ceiling. Floor To Ceiling Window, Clear South/West View. Open Balcony, Rooftop Garden.Close To U, Of T. ,Subway , Ttc .Minutes To Shopping, Restaurants, Offices, Cafe.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$319,200
Land Transfer Taxes$4,460
Legal Fees (Est.)
$
Total cash required for closing$85,760

Total Monthly Obligation

$2,627/mo
Mortgage $1,609
Monthly Loss $2,203
Principal$424
Interest$1,186
Property Tax$272
Condo Fees$545
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.9%35
10-Year IRR
10.8%
Returns Index
18.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,804/yr
NOI
$12,818/yr
Net Cash Flow
-$541/mo
Cash Margin
-23.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo63
Risk Index
29.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 75 St Nicholas Street 1605

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.