63 Lonsdale Road, Toronto C02

$3,950,000
63 Lonsdale Road

$3,950,000

New
15d
Detached1 1/2 Storey

63 Lonsdale Road, Toronto C02

Total Monthly Obligation $17,562

Beds
3
Baths
3
Park
2
Sqft
2500-3000
DOM
15d
Score
14
Yield
2.4%
Cash on Cash
-12.6%
Cap Rate
1.9%
5Y IRR
5.7%
10Y IRR
7.0%
Property Type-Detached
MLS® Number-C13876554
Beds-3
Bathrooms-3
Size-2500-3000 sqft
Lot Size-50 × 150 ft
Listed on site-Oct 8, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$15,046.96 (2025)
Parking-4 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-CHESTNUT PARK REAL ESTATE LIMITED
Cooling-Central Air
Laundry-No
Fireplace-Electric, Natural Gas, Wood
Pool-None
Facing-South
Exterior-Shingle , Stucco (Plaster)
Roof-Flat, Shingles
Foundation-Brick, Concrete Block, Stone
Sewer-Sewer
Possession-30 Days / TBD
Neighbourhood-Yonge-St. Clair
Title-Residential Freehold

No agent assigned

Built circa 1908, 63 Lonsdale Road-one of the original Lonsdale Road Cottages-is a rare piece of Toronto's architectural heritage in the heart of Deer Park. This charming one-and-a-half-storey residence showcases distinctive Second Empire elements, including a mansard roof, round dormer windows, and a welcoming gabled-roof porch, complemented by a later west-side addition with an attached tandem two-car garage and direct access to the home. Set on an exceptional 50-by-150-foot lot, the property is surrounded by beautifully manicured mature gardens, offering a private and tranquil urban retreat. Inside, the surprisingly spacious home features large windows on each side of the house, including several bay windows filling the rooms with natural light. The main floor includes an inviting foyer and central hall, generous living room with fireplace and built-in bookcases, den with built-ins, formal dining room, kitchen, powder room, and mudroom with direct access to the flagstone patio and rear garden. Upstairs, the Principal bedroom offers a four-piece ensuite and adjoining dressing room with built-in storage, along with two additional bedrooms-one with its own fireplace-and a second four-piece bathroom. With its remarkable history, exceptional lot, mature gardens, and timeless architectural character, 63 Lonsdale Road is a truly rare offering in one of Toronto's most established neighbourhoods.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$3,160,000
Land Transfer Taxes$85,225
Legal Fees (Est.)
$
Total cash required for closing$876,725

Total Monthly Obligation

$17,562/mo
Mortgage $15,933
Monthly Loss $13,369
Principal$4,193
Interest$11,740
Property Tax$1,254
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-14.9%0
5-Year IRR
3.8%8
10-Year IRR
5.8%
Returns Index
5.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$93,240/yr
NOI
$64,369/yr
Net Cash Flow
-$10,569/mo
Cash Margin
-136.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
0.6 mo12
Risk Index
11.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 63 Lonsdale Road

Time

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