77 Lombard Street 514, Toronto C08

$519,900
77 Lombard Street 514

$519,900

New
15d
Condo ApartmentLoft

77 Lombard Street 514, Toronto C08

Total Monthly Obligation $3,244

Beds
1
Baths
2
Park
0
Sqft
600-699
DOM
15d
Score
18
Yield
5.9%
Cash on Cash
-5.3%
Cap Rate
3.4%
5Y IRR
11.4%
10Y IRR
11.3%
Property Type-Condo Apartment
MLS® Number-C13882298
Beds-1
Bathrooms-2
Size-600-699 sqft
Listed on site-Oct 8, 2026
Style-Loft
Building Type-Condo Apartment
Taxes-$2,594.06 (2025)
Maintenance-$730.36/mo
Locker-None
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS REFERRED URBAN REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-30-59 days
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

This beautiful 2 storey condo has been meticulously cared for and loved by the same family for almost 10 years, and it is finally ready for you to make it your own. Unit 514 is exactly what you've been hoping for. Intelligently laid out 690 square feet spread across 2 full storeys, with cascading 16 foot ceiling height in the living room, a powder room for your guests, and a large, South facing balcony. The open concept kitchen with breakfast and prep island is fully equipped with stainless appliances, wood cabinets and flooring, and the primary loft style bedroom on the upper floor is complete with a private ensuite bathroom all to yourself. Brand new window coverings, freshly painted, and ready for you or your tenant to move right in. This location is unbeatable. You are located in the heart of the Church-Yonge Corridor, steps fantastic coffee/espresso shops, parks, TTC, George Brown Polytechnic, outstanding restaurants, and even a short walk to the historic St. Lawrence Market. You will be able to walk just about everywhere and with sunny days just around the corner (we can hope right?) this is the perfect timing for you to enjoy summer 2026 in the city. Exceptional value for the location, the layout and the size. Whether you are looking for an inspiring space to call home, or an investment that provides something unique, make your move today! Book your private visit.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$415,920
Land Transfer Taxes$6,873
Legal Fees (Est.)
$
Total cash required for closing$112,353

Total Monthly Obligation

$3,244/mo
Mortgage $2,097
Monthly Loss $2,692
Principal$552
Interest$1,545
Property Tax$216
Condo Fees$730
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.9%23
10-Year IRR
9.2%
Returns Index
12.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,744/yr
NOI
$13,911/yr
Net Cash Flow
-$938/mo
Cash Margin
-36.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 77 Lombard Street 514

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.