15 Kensington Avenue, Toronto C01

$1,790,000
15 Kensington Avenue

$1,790,000

New
14d
Duplex2-Storey

15 Kensington Avenue, Toronto C01

Total Monthly Obligation $8,123

HausQ Valuation Report
Beds
3
Baths
1
Park
2
Sqft
1500-2000
DOM
14d
Score
14
Yield
2.5%
Cash on Cash
-12.0%
Cap Rate
2.0%
5Y IRR
6.2%
10Y IRR
7.3%
Property Type-Duplex
MLS® Number-C13884026
Beds-3
Bathrooms-1
Size-1500-2000 sqft
Lot Size-17.25 × 100 ft
Listed on site-Oct 9, 2026
Style-2-Storey
Building Type-Duplex
Taxes-$6,327 (2025)
Parking-2 - None
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-T-ONE GROUP REALTY INC.,
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Kensington-Chinatown
Title-Residential Freehold

No agent assigned

This exceptional mixed-use **commercial/residential** property offers the perfect live-and-work opportunity in a highly desirable location. Featuring a versatile layout with commercial space on the main level and residential living above, this property is ideal for business owners, investors, or multi-generational families seeking flexibility and income potential. The main floor office space offers the possibility of adding a kitchen to create a self-contained residential unit, allowing for duplex-style living and enhanced rental income opportunities.Whether you are looking to operate your business while living on-site, generate supplementary rental income to help support your mortgage, or create a generational investment property, the possibilities here are endless. A rare opportunity to own a property that combines lifestyle, functionality, and long-term investment potential all in one.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,432,000
Land Transfer Taxes$32,275
Legal Fees (Est.)
$
Total cash required for closing$391,775

Total Monthly Obligation

$8,123/mo
Mortgage $7,220
Monthly Loss $6,223
Principal$1,900
Interest$5,320
Property Tax$527
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%10
Cash-on-Cash
-14.8%0
5-Year IRR
3.9%8
10-Year IRR
5.9%
Returns Index
5.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,000/yr
NOI
$29,673/yr
Net Cash Flow
-$4,748/mo
Cash Margin
-126.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
13.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 15 Kensington Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.