227 Montrose Avenue, Toronto C01

$1,675,000
227 Montrose Avenue

$1,675,000

New
9d
Semi-Detached 2 1/2 Storey

227 Montrose Avenue, Toronto C01

Total Monthly Obligation $7,733

Beds
4
Baths
2
Park
2
Sqft
1500-2000
DOM
9d
Score
16
Yield
3.8%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Semi-Detached
MLS® Number-C14030820
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-16.5 × 110 ft
Listed on site-Oct 14, 2026
Style-2 1/2 Storey
Building Type-Semi-Detached
Taxes-$7,218.4 (2026)
Parking-2 - Detached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX PROFESSIONALS INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle, Flat, Rolled, Membrane
Foundation-Brick, Concrete, Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Palmerston-Little Italy
Title-Residential Freehold

No agent assigned

Welcome to 227 Montrose Avenue, ideally situated in the Iconic Little Italy, one of central Toronto's most vibrant and walkable neighbourhoods. This versatile home offers an exceptional combination of charactor, space, lifestyle and future potential. The home features a rear extension that expands the living space, a fully underpinned basement, and three kitchens, providing the potential to configure the property into up to three separate living suites. Adding even more versatility is the double-car laneway garage, offering valuable parking in the heart of the city and potential future garden suite opportunities. A newer roof, (approx) 7 years new, provides additional peace of mind. The location is equally impressive. With an approximate Walk Score of 97/100, Transit Score of 89/100 and Bike Score of 100/100, everyday convenience is right outside your door. Enjoy easy access to Christie Pits Park, College Street, Little Italy, Kensington Market, Bloor Street, restaurants, cafes, shopping, schools and TTC transit. The neighbourhood offers the best of cental Toronto living - quiet residential streets combined with an incredible selection of dining, recreation, entertainment and urban amenities. Whether you're looking for a spacious family home, a multi-generational property, an income-producing opportunitiy or a home with future development potential, 227 Montrose offers tremendous flexibility. Live, invest and enjoy everything central Toronto has to offer, all from one exceptional location.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,340,000
Land Transfer Taxes$29,975
Legal Fees (Est.)
$
Total cash required for closing$366,475

Total Monthly Obligation

$7,733/mo
Mortgage $6,756
Monthly Loss $5,955
Principal$1,778
Interest$4,979
Property Tax$602
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.7%1
5-Year IRR
7.9%23
10-Year IRR
8.9%
Returns Index
12.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$64,200/yr
NOI
$46,062/yr
Net Cash Flow
-$2,918/mo
Cash Margin
-54.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo20
Risk Index
14.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 227 Montrose Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.