26 St Germain Avenue, Toronto C04

$3,480,000
26 St Germain Avenue

$3,480,000

New
9d
Detached2-Storey

26 St Germain Avenue, Toronto C04

Total Monthly Obligation $15,600

Beds
5
Baths
4
Park
2
Sqft
2000-2500
DOM
9d
Score
13
Yield
2.2%
Cash on Cash
-13.3%
Cap Rate
1.7%
5Y IRR
5.2%
10Y IRR
6.6%
Property Type-Detached
MLS® Number-C14032734
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-25 × 151 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Taxes-$14,256.64 (2026)
Parking-2 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-HARVEY KALLES REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-TBA
Neighbourhood-Lawrence Park North
Title-Residential Freehold

No agent assigned

A Parisian Inspired Masterpiece In The Heart Of North Toronto. Welcome To 26 Saint Germain Avenue, A Stunning Newly Built Residence That Feels Straight Out Of The Pages Of Architectural Digest. A Perfect Marriage Of European Elegance And Modern Luxury, This Exceptional Home Blends Timeless Architectural Details With The Comforts Of Contemporary Living. Rich Chevron Hardwood Flooring, Elegant Crown Moulding, Sophisticated Wainscoting, Exquisite Custom Millwork, And A Warm Neutral Palette Create An Atmosphere Of Understated Luxury Throughout. Soaring Ceilings, Expansive Windows, And An Abundance Of Natural Light Make Every Room Feel Bright, Airy, And Inviting. Thoughtfully Designed For Modern Family Living, This 4+1 Bedroom, 5 Bathroom Home Offers Beautifully Proportioned Principal Rooms, Seamless Indoor And Outdoor Living Through Expansive Accordion Glass Doors, Built-In Speakers, A Heated Interlock Driveway, And Two Car Parking. Professionally Landscaped Front And Back Gardens Feature Boxwoods, Hydrangeas, Cedar Hedges, And Lush Sod, Creating Low Maintenance Perennial Beauty. No Detail Has Been Spared. Just Steps To Vibrant Yonge Street, Exceptional Restaurants, Charming Cafes, Boutique Shopping, Subway Access, And Some Of Toronto's Most Sought After Schools. This Is The North Toronto Lifestyle You've Been Waiting For. A Rare Opportunity To Own A Home That Feels Both Impressively Luxurious And Effortlessly Welcoming. Modern In Every Way, Yet Rich With Character And Soul. Some Homes Are Simply Built. Others Are Beautifully Crafted. This Is One Of Them.

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%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$2,784,000
Land Transfer Taxes$73,475
Legal Fees (Est.)
$
Total cash required for closing$770,975

Total Monthly Obligation

$15,600/mo
Mortgage $14,037
Monthly Loss $11,907
Principal$3,694
Interest$10,343
Property Tax$1,188
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.5%9
Cash-on-Cash
-15.6%0
5-Year IRR
3.3%7
10-Year IRR
5.4%
Returns Index
4.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$78,240/yr
NOI
$51,659/yr
Net Cash Flow
-$9,732/mo
Cash Margin
-149.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.312
LTV Ratio
80.0%18
Vacancy Buffer
0.6 mo13
Risk Index
11.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 26 St Germain Avenue

Time

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Data last updated within the past 24 hours.