65 Harbour Square 1110, Toronto C01

$1,949,000
65 Harbour Square 1110

$1,949,000

New
9d
Condo ApartmentApartment

65 Harbour Square 1110, Toronto C01

Total Monthly Obligation $10,640

Beds
3
Baths
3
Park
1
Sqft
2000-2249
DOM
9d
Score
14
Yield
3.5%
Cash on Cash
-12.9%
Cap Rate
1.8%
5Y IRR
5.5%
10Y IRR
6.8%
Property Type-Condo Apartment
MLS® Number-C14033400
Beds-3
Bathrooms-3
Size-2000-2249 sqft
Listed on site-Oct 14, 2026
Style-Apartment
Building Type-Condo Apartment
Age-31-50
Taxes-$9,071.67 (2025)
Maintenance-$1,822.24/mo
Locker-Exclusive
Parking-1 - Underground
Basement-None
Heating-Baseboard (Electric)
Brokerage-SOTHEBY'S INTERNATIONAL REALTY CANADA
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-TBA
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Lake views to the south, city skyline to the north. This rare full-width suite at 65 Harbour Square offers 2,003 sq ft with 3 bedrooms and 3 baths. It has been fully renovated with all new finishes, systems and appliances, and has not been lived in since. Floor-to-ceiling windows frame Lake Ontario and the Toronto Islands from an open living and dining room made for long dinners and easy entertaining. The kitchen features a large stone island, custom cabinetry and new stainless appliances. The primary suite has a walk-in closet and a spa-style ensuite. Two additional bedrooms work as guest rooms, a nursery or a home office. The general contractor provides a one-year limited warranty. Includes ensuite laundry, owned underground parking and a locker. Maintenance covers heat, hydro, central air, water, cable and internet. Harbour Square living feels like a resort: indoor pool, squash courts, fitness facilities, library, games room, resident lounge and bar, concierge, a private downtown shuttle, and 7th floor terraces with BBQs and lake views. Steps to the Island ferry, the Waterfront Trail and Harbourfront, with a short walk to Union Station, Scotiabank Arena and the Financial District. No pets permitted.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,559,200
Land Transfer Taxes$35,455
Legal Fees (Est.)
$
Total cash required for closing$426,755

Total Monthly Obligation

$10,640/mo
Mortgage $7,862
Monthly Loss $8,571
Principal$2,069
Interest$5,793
Property Tax$756
Condo Fees$1,822
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.5%9
Cash-on-Cash
-15.7%0
5-Year IRR
3.5%7
10-Year IRR
5.7%
Returns Index
4.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$68,880/yr
NOI
$28,653/yr
Net Cash Flow
-$5,474/mo
Cash Margin
-95.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.302
LTV Ratio
80.0%18
Vacancy Buffer
0.9 mo16
Risk Index
12.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 65 Harbour Square 1110

Time

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