70 Temperance Street 1409, Toronto C01

$489,000
70 Temperance Street 1409

$489,000

New
9d
Condo ApartmentApartment

70 Temperance Street 1409, Toronto C01

Total Monthly Obligation $2,896

Bed+Den
2+1
Baths
1
Park
0
Sqft
500-599
DOM
9d
Score
19
Yield
5.8%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.1%
Property Type-Condo Apartment
MLS® Number-C14034542
Bed+Den-2+1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 14, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$3,222.71 (2026)
Maintenance-$454.64/mo
Locker-None
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 KING`S QUAY REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-15/30
Neighbourhood-Bay Street Corridor
Title-Residential Condo & Other

No agent assigned

1 Bedroom + Den Condo At Indx Condos. Den With A Sliding Door, Can Be use as 2nd Bedroom. Open Balcony . In The Heart Of Financial District. Walk Score: 100, Steps To Path, Subway, City Hall, Eaton Centre, Restaurants & More.Tons Of High End Amenities & 24 Hrs Concierge. Direct Underground Access To P A T H.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$391,200
Land Transfer Taxes$6,255
Legal Fees (Est.)
$
Total cash required for closing$105,555

Total Monthly Obligation

$2,896/mo
Mortgage $1,972
Monthly Loss $2,377
Principal$519
Interest$1,453
Property Tax$269
Condo Fees$455
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.8%28
10-Year IRR
9.8%
Returns Index
15.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,260/yr
NOI
$14,356/yr
Net Cash Flow
-$776/mo
Cash Margin
-33.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
27.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 70 Temperance Street 1409

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.