525 Adelaide Street W 701, Toronto C01

$585,000
525 Adelaide Street W 701

$585,000

New
8d
Condo ApartmentApartment

525 Adelaide Street W 701, Toronto C01

Total Monthly Obligation $3,193

Bed+Den
2+1
Baths
2
Park
0
Sqft
600-699
DOM
8d
Score
20
Yield
5.5%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Condo Apartment
MLS® Number-C14079784
Bed+Den-2+1
Bathrooms-2
Size-600-699 sqft
Listed on site-Oct 15, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,714.72 (2026)
Maintenance-$406.7/mo
Locker-Exclusive
Parking-None
Basement-None
Heating-Heat Pump (Gas)
Brokerage-CHESTNUT PARK REAL ESTATE LIMITED
Cooling-Central Air
Laundry-Yes
Fireplace-Electric
Pool-None
Exterior-Brick
Possession-Vacant
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Presenting an exceptional condo that perfectly combines prime location, thoughtful layout, and top-tier amenities. Ideally situated just moments from the vibrant King W & Queen W neighbourhoods, this beautifully designed home showcases an efficient floor plan with no wasted space. Located on the quiet courtyard side, it offers a peaceful living experience.This spacious 627 sq. ft unit features 1 bedroom, a den, 2 full bathrooms, and a balcony. Upon entering, you're greeted by abundant natural light streaming in from the south-facing windows, creating a welcoming and warm ambiance. The living and dining rooms are combined allowing for great entertaining and laminate floors that continue throughout the suite. The modern kitchen boasts full-sized stainless steel appliances and elegant stone countertops.The primary bedroom boats feature wall, a 4-piece ensuite bathroom and double closet.The generous balcony serves as a peaceful outdoor retreat, ideal for morning coffee or evening relaxation. Thoughtful storage solutions throughout ensure a clutter-free and organized living space.The private den, is complete with a built-in desk and provides the perfect spot for a home office. The second bathroom is enhanced with a sleek glass shower wall and Moen fixtures. A prime location with a Walkscore of 100 - everything you need is just steps away, including St. Andrews Park, 24-hour streetcars, Food Emporium, the Downtown Core, Liberty Village, and Billy Bishop Airport. Pictures are from previous listing

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$468,000
Land Transfer Taxes$8,175
Legal Fees (Est.)
$
Total cash required for closing$126,675

Total Monthly Obligation

$3,193/mo
Mortgage $2,360
Monthly Loss $2,572
Principal$621
Interest$1,739
Property Tax$226
Condo Fees$407
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.3%1
5-Year IRR
9.9%35
10-Year IRR
10.6%
Returns Index
18.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,304/yr
NOI
$19,078/yr
Net Cash Flow
-$770/mo
Cash Margin
-28.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
25.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 525 Adelaide Street W 701

Time

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