4 Lowther Avenue 101, Toronto C02

$3,995,000
4 Lowther Avenue 101

$3,995,000

New
8d
Condo Townhouse3-Storey

4 Lowther Avenue 101, Toronto C02

Total Monthly Obligation $21,730

Bed+Den
3+1
Baths
4
Park
2
Sqft
3000-3249
DOM
8d
Score
13
Yield
3.0%
Cash on Cash
-15.3%
Cap Rate
1.3%
5Y IRR
3.7%
10Y IRR
5.5%
Property Type-Condo Townhouse
MLS® Number-C14081494
Bed+Den-3+1
Bathrooms-4
Size-3000-3249 sqft
Listed on site-Oct 15, 2026
Style-3-Storey
Building Type-Condo Townhouse
Taxes-$16,220 (2025)
Maintenance-$4,063.38/mo
Locker-Ensuite
Parking-2 - Underground
Basement-Full, Finished
Heating-Heat Pump (Gas)
Brokerage-BOSLEY REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Exterior-Brick
Possession-30-60 days
Neighbourhood-Annex
Title-Residential Condo & Other

No agent assigned

Exceptionally rare opportunity in one of the very best pockets of Toronto where the Annex meets Yorkville at 4 Lowther Ave. One of only four unique 3-storey townhomes w/in the building, this extraordinary residence offers 3,000 sq ft of beautifully appointed living space across 3 levels, with the scale, privacy and feel of a sophisticated freehold home and the convenience of a condo. Bathed in natural light, featuring floor to ceiling windows across the main floor. Elegant contemporary finishes that balance everyday comfort with effortless entertaining. Living room anchored by wood burning ethanol fireplace with limestone surround and walk out to the private west facing terrace. Gorgeous views of adjacent Annex residences, outdoor space complimented by a built in BBQ, ethanol fire table and retractable awning. Chef's kitchen is equipped with ample storage and top of the line built in appliances, Caesar stone countertops and backsplash as well as a breakfast bar with seating for two. The spacious two-bedroom layout plus the third bedroom in the lower level offer exceptional flexibility. Primary bedroom home to two walk-in closets and a 5-piece ensuite with two sinks and an abundance of storage. Second bedroom is home to an additional walk-in closet and is complimented by a 3-piece washroom with laundry. The lower level is home to the third bdrm which could also be used as an office or home gym, complimented by an additional 3-piece bath. Adjacent lower-level living space is home to another generous principal room that is designed for relaxed entertaining with a second fireplace and wet bar complete with a wine fridge and second dishwasher. Multiple storage spaces for optimal organization within the comfort of your own residence. A truly special suit offering the best of both worlds: the space and character of a private home with the service, security and convenience of one of Yorkville's most coveted condominium addresses.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$3,196,000
Land Transfer Taxes$86,350
Legal Fees (Est.)
$
Total cash required for closing$886,850

Total Monthly Obligation

$21,730/mo
Mortgage $16,115
Monthly Loss $17,489
Principal$4,241
Interest$11,874
Property Tax$1,352
Condo Fees$4,063
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.0%8
Cash-on-Cash
-17.7%0
5-Year IRR
1.9%5
10-Year IRR
4.5%
Returns Index
3.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$120,732/yr
NOI
$41,278/yr
Net Cash Flow
-$12,675/mo
Cash Margin
-126.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.212
LTV Ratio
80.0%18
Vacancy Buffer
0.4 mo12
Risk Index
10.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Lowther Avenue 101

Time

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