44 Russell Street, Toronto C01

$1,749,000
44 Russell Street

$1,749,000

New
8d
Semi-Detached 2-Storey

44 Russell Street, Toronto C01

Total Monthly Obligation $8,120

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
8d
Score
15
Yield
3.6%
Cash on Cash
-7.6%
Cap Rate
2.9%
5Y IRR
9.6%
10Y IRR
9.9%
Property Type-Semi-Detached
MLS® Number-C14082704
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-17.08 × 114 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$8,279.28 (2026)
Parking-2 - None
Basement-Full, Unfinished
Heating-Heat Pump (Electric)
Brokerage-FOREST HILL REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding, Brick Front
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-30 Days
Neighbourhood-University
Title-Residential Freehold

No agent assigned

Beautifully renovated and architecturally reimagined, this Harbord Village Victorian seamlessly blends historic character with striking contemporary design. The restored façade opens to thoughtfully curated interiors, where high ceilings and warm hardwood floors create a timeless backdrop. At the heart of the home, a magazine-worthy Bulthaup kitchen features high end European appliances, an induction cooktop, a generous centre island, heated floors, and expansive floor-to-ceiling custom cabinetry. A dramatic wall of glass frames the private garden retreat, while a main floor powder room adds everyday convenience. Upstairs, the bright primary bedroom features plenty of closet space, while two additional bedrooms offer flexibility for family, guests or a home office. A newly renovated bathroom completes the upper level, while private two-car parking off the lane offers a welcome urban luxury. Set on a quiet, tree-lined street, the home is just moments from Harbord Village's beloved cafés, restaurants, independent shops and galleries. Kensington Market, Yorkville, the University of Toronto, Queen's Park, major hospitals, transit and excellent schools, including Lord Lansdowne French Immersion, are all close at hand. An exceptional opportunity to own a distinctive Victorian in one of Toronto's most cherished neighbourhoods.

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%
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,399,200
Land Transfer Taxes$31,455
Legal Fees (Est.)
$
Total cash required for closing$382,755

Total Monthly Obligation

$8,120/mo
Mortgage $7,055
Monthly Loss $6,263
Principal$1,857
Interest$5,198
Property Tax$690
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.1%19
10-Year IRR
8.3%
Returns Index
10.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$63,240/yr
NOI
$44,137/yr
Net Cash Flow
-$3,377/mo
Cash Margin
-64.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
14.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44 Russell Street

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