20 Mossgrove Trail, Toronto C12

$2,030,000
20 Mossgrove Trail

$2,030,000

New
7d
Detached2-Storey

20 Mossgrove Trail, Toronto C12

Total Monthly Obligation $9,544

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
7d
Score
17
Yield
4.3%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-C14087978
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-55 × 120 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Taxes-$11,762.88 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-JDL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. Andrew-Windfields
Title-Residential Freehold

No agent assigned

Beautifully maintained home nestled on a quiet, family-friendly street in one of Toronto's most desirable neighbourhoods. Bright, functional layout with spacious principal rooms, abundant natural light, and thoughtful updates throughout. The well-appointed kitchen flows seamlessly into the dining and living areas, creating an ideal space for everyday living and entertaining. Generous-sized bedrooms provide comfort and flexibility for growing families, professionals, or guests. Step outside to a private backyard perfect for relaxing, gardening, or hosting summer gatherings. Conveniently located close to top-rated schools, parks, walking trails, shopping, restaurants, transit, and major highways.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,624,000
Land Transfer Taxes$37,225
Legal Fees (Est.)
$
Total cash required for closing$444,725

Total Monthly Obligation

$9,544/mo
Mortgage $8,188
Monthly Loss $7,389
Principal$2,155
Interest$6,034
Property Tax$980
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$87,000/yr
NOI
$62,037/yr
Net Cash Flow
-$3,019/mo
Cash Margin
-41.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
1.0 mo17
Risk Index
14.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Mossgrove Trail

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.