100 Harbour Street 1705, Toronto C01

$555,000
100 Harbour Street 1705

$555,000

New
5d
Condo ApartmentApartment

100 Harbour Street 1705, Toronto C01

Total Monthly Obligation $3,342

Beds
1
Baths
1
Park
0
Sqft
500-599
DOM
5d
Score
17
Yield
5.1%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Condo Apartment
MLS® Number-C14091310
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 18, 2026
Style-Apartment
Building Type-Condo Apartment
Age-6-10
Taxes-$2,797.66 (2025)
Maintenance-$670.18/mo
Locker-None
Parking-Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-Avenue Group Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Flexible
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

Luxurious 1-bedroom residence at Harbour Plaza, 100 Harbour Street, in the heart of downtown Toronto. Bright, sun-filled unit featuring gorgeous city views and partial lake views. Enjoy direct access to the underground PATH network and approximately a 10-minute walk to Union Station. Steps to TTC subway and bus routes, Financial and Entertainment Districts, Scotiabank Arena, CN Tower, Rogers Centre, Ripley's Aquarium, and Harbourfront. Exceptional building amenities include an indoor pool, fitness centre, steam room, outdoor BBQ area, tanning deck with lounge, guest suites, party room, meeting room, theatre, games room, and 24-hour concierge. Experience upscale downtown living with outstanding convenience, amenities, and access to Toronto's best attractions.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$444,000
Land Transfer Taxes$7,575
Legal Fees (Est.)
$
Total cash required for closing$120,075

Total Monthly Obligation

$3,342/mo
Mortgage $2,239
Monthly Loss $2,753
Principal$589
Interest$1,650
Property Tax$233
Condo Fees$670
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.3%0
5-Year IRR
6.1%15
10-Year IRR
7.8%
Returns Index
8.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,224/yr
NOI
$12,162/yr
Net Cash Flow
-$1,225/mo
Cash Margin
-52.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
23.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 100 Harbour Street 1705

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.