295 Adelaide Street W 3906, Toronto C01

$609,000
295 Adelaide Street W 3906

$609,000

New
4d
Condo ApartmentApartment

295 Adelaide Street W 3906, Toronto C01

Total Monthly Obligation $3,573

Bed+Den
2+1
Baths
1
Park
1
Sqft
600-699
DOM
4d
Score
18
Yield
5.4%
Cash on Cash
-5.9%
Cap Rate
3.3%
5Y IRR
10.9%
10Y IRR
10.9%
Property Type-Condo Apartment
MLS® Number-C14092360
Bed+Den-2+1
Bathrooms-1
Size-600-699 sqft
Listed on site-Oct 19, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$3,729.13 (2026)
Maintenance-$605.89/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Fan Coil (Electric)
Brokerage-SOTHEBY'S INTERNATIONAL REALTY CANADA
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete
Possession-30 to 60 Days
Neighbourhood-Waterfront Communities C1
Title-Residential Condo & Other

No agent assigned

The Pinnacle on Adelaide! Stunning east city views from the 39th floor. Parking and locker included! Spacious one bedroom plus spacious den. Den is perfect as a home office space. The living room/dining/den features engineered hardwood flooring throughout and a full wall of windows providing natural light and city views. The bathroom features a one-piece Corian sink/countertop. Multi-floor amenities featuring entertainment hub, fitness centre with weight area, indoor pool, jacuzzi, sauna. Extensive outdoor space with barbecues and numerous lounge spaces. Prime location and walking distance to the financial district, King or Queen Streetcar, trendy restaurants, cafes, world class theatres, art galleries, shopping and more.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$487,200
Land Transfer Taxes$8,655
Legal Fees (Est.)
$
Total cash required for closing$131,955

Total Monthly Obligation

$3,573/mo
Mortgage $2,457
Monthly Loss $2,927
Principal$646
Interest$1,810
Property Tax$311
Condo Fees$606
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.2%1
5-Year IRR
7.7%22
10-Year IRR
9.0%
Returns Index
12.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,772/yr
NOI
$16,095/yr
Net Cash Flow
-$1,115/mo
Cash Margin
-40.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
22.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 295 Adelaide Street W 3906

Time

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