109 Front Street E 229, Toronto C08

$1,188,000
109 Front Street E 229

$1,188,000

New
4d
Condo Apartment2-Storey

109 Front Street E 229, Toronto C08

Total Monthly Obligation $6,497

Beds
2
Baths
3
Park
2
Sqft
1200-1399
DOM
4d
Score
17
Yield
5.4%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Condo Apartment
MLS® Number-C14093936
Beds-2
Bathrooms-3
Size-1200-1399 sqft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Condo Apartment
Taxes-$4,919.1 (2026)
Maintenance-$1,094.61/mo
Locker-Owned
Parking-2 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-FOREST HILL REAL ESTATE INC.
Cooling-Central Air
Laundry-Yes
Fireplace-Yes
Pool-None
Exterior-Brick, Concrete
Possession-Flexible
Neighbourhood-Waterfront Communities C8
Title-Residential Condo & Other

No agent assigned

A private garden terrace of nearly 700 sq.ft. in the heart of downtown Toronto is a rarity! Paired with 1,250 sq.ft. of interior living space, 2 bedrooms, 3 bathrooms, 2 parking spots, and 1 locker, this property offers an exceptional combination of house-scale outdoor living and turn-key urban chic. Open, airy and exceptionally wide, the light-filled interior offers a wonderful sense of space and comfort. The main level centres around a renovated, minimalist white kitchen with a breakfast bar, thoughtfully set apart from the generous living and dining areas. The entire back wall is glass with three separate sets of sliding doors, framing views of your private 700 - square foot garden terrace. Unheard of for the core, this expansive outdoor space functions as a true extension of the home - ready for dining, lounging, or cultivating an urban vegetable garden, creating a retreat from the city without leaving it. Two bedrooms on separate levels, each offer primary-suite privacy, abundant closet space and its own beautifully refreshed full bathroom. Second level bedroom has a Juliette balcony. Both overlook the outdoor greenery. The residence also features a stylish main-level powder room. Located in Toronto's vibrant St. Lawrence Market neighbourhood, 109 Front Street East offers an unbeatable downtown lifestyle with everything at your doorstep. Just steps from the iconic St. Lawrence Market, residents enjoy easy access to grocery stores, trendy cafes, restaurants, boutique shops, parks and everyday essentials. The Distillery District, the waterfront, Financial District, and Eaton Centre are all within walking distance, while nearby King Station and Union Station make commuting effortless. *All Inclusive Maintenance Fees.*

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$950,400
Land Transfer Taxes$20,235
Legal Fees (Est.)
$
Total cash required for closing$259,335

Total Monthly Obligation

$6,497/mo
Mortgage $4,792
Monthly Loss $5,236
Principal$1,261
Interest$3,531
Property Tax$410
Condo Fees$1,095
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.4%31
10-Year IRR
10.2%
Returns Index
16.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$63,900/yr
NOI
$37,056/yr
Net Cash Flow
-$1,704/mo
Cash Margin
-32.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
16.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 109 Front Street E 229

Time

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Data last updated within the past 24 hours.