33 Lombard Street 303, Toronto C08

$497,000
33 Lombard Street 303

$497,000

New
4d
Condo ApartmentApartment

33 Lombard Street 303, Toronto C08

Total Monthly Obligation $3,153

Beds
1
Baths
1
Park
1
Sqft
500-599
DOM
4d
Score
17
Yield
5.6%
Cash on Cash
-7.4%
Cap Rate
3.0%
5Y IRR
9.7%
10Y IRR
10.0%
Property Type-Condo Apartment
MLS® Number-C14094294
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 19, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$3,145.98 (2026)
Maintenance-$685.73/mo
Locker-None
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-PROPERTY.CA INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-Negotiable
Neighbourhood-Church-Yonge Corridor
Title-Residential Condo & Other

No agent assigned

Welcome to this peaceful 560 sf one-bedroom corner suite at The Spire, complete with a rare owned parking space. Floor-to-ceiling windows and a Juliet balcony create a green, quiet retreat in the heart of downtown. The open-concept kitchen features stainless steel appliances, granite countertops, and its own window for natural light. The northwest-facing living area is bright throughout the day, with a functional, flexible layout that adapts to how you live. The generously sized bedroom offers a large closet and excellent privacy. This well-managed building offers top-notch amenities, including 24-hour concierge, a fitness centre, party room, rooftop BBQ terrace, guest suites, and visitor parking. You're in the heart of the St. Lawrence neighbourhood, steps from "The Market", St.James Park, King and Queen subway stations, streetcars, Eaton Centre, and Financial District. Drivers will appreciate quick access to the DVP and Gardiner highways being near Adelaide, Richmond, and Jarvis streets.

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%
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$
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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$397,600
Land Transfer Taxes$6,415
Legal Fees (Est.)
$
Total cash required for closing$107,315

Total Monthly Obligation

$3,153/mo
Mortgage $2,005
Monthly Loss $2,625
Principal$528
Interest$1,477
Property Tax$262
Condo Fees$686
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.1%0
5-Year IRR
6.4%16
10-Year IRR
8.0%
Returns Index
9.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,672/yr
NOI
$11,130/yr
Net Cash Flow
-$1,077/mo
Cash Margin
-46.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 33 Lombard Street 303

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.