280 Westmount Avenue, Toronto C03

$1,099,000
280 Westmount Avenue

$1,099,000

New
3d
Detached2-Storey

280 Westmount Avenue, Toronto C03

Total Monthly Obligation $5,288

Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
3d
Score
19
Yield
4.8%
Cash on Cash
-2.8%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Detached
MLS® Number-C14099466
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-25 × 122.25 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,754.83 (2026)
Parking-3 - Detached
Basement-Apartment, Separate Entrance
Heating-Radiant (Gas)
Brokerage-RE/MAX WEST REALTY INC.
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Metal
Foundation-Other
Sewer-Sewer
Possession-Flexible
Neighbourhood-Oakwood Village
Title-Residential Freehold

No agent assigned

Welcome to 280 Westmount, a beautifully upgraded detached home located just steps from the highly sought-after Corso Italia-St. Clair Avenue West Village. Enjoy the convenience of being minutes from vibrant shops, cafes, restaurants, and everyday amenities, with quick access to public transit and the St. Clair West streetcar-offering the very best of city living. This rare gem perfectly blends timeless character with modern functionality, featuring over$100,000 in upgrades and ample parking. The bright and spacious main floor showcases a sun-filled living room, a formal dining room, and a stunning newly renovated eat-in kitchen designed for both everyday living and effortless entertaining. Meticulously preserved original woodwork adds warmth, charm, and character throughout the home. Outside, enjoy a spacious front porch, a new metal roof, front yard parking, a detached garage, and a private garden that's perfect for growing your own produce. The second level offers three generously sized bedrooms and a beautifully renovated 4-piecebathroom. The south-facing bedroom is equipped with rough-in plumbing, providing excellent flexibility for growing families or future investment opportunities. The fully finished basement, complete with a separate entrance, offers exceptional income potential or an ideal setup for multi-generational living. This versatile space features anopen-concept living and dining area, a full kitchen, a full bathroom, and a cold cellar that's perfect for wine enthusiasts or additional storage.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$879,200
Land Transfer Taxes$18,455
Legal Fees (Est.)
$
Total cash required for closing$239,755

Total Monthly Obligation

$5,288/mo
Mortgage $4,433
Monthly Loss $4,121
Principal$1,167
Interest$3,267
Property Tax$480
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.8%1
5-Year IRR
10.2%37
10-Year IRR
10.7%
Returns Index
19.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$52,632/yr
NOI
$37,114/yr
Net Cash Flow
-$1,340/mo
Cash Margin
-30.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
18.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 280 Westmount Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.