16 St. James Court, Toronto C08

$1,399,000
16 St. James Court

$1,399,000

New
3d
Att/Row/Townhouse2-Storey

16 St. James Court, Toronto C08

Total Monthly Obligation $6,654

Beds
3
Baths
3
Park
1
Sqft
1100-1500
DOM
3d
Score
17
Yield
4.4%
Cash on Cash
-4.5%
Cap Rate
3.6%
5Y IRR
12.0%
10Y IRR
11.8%
Property Type-Att/Row/Townhouse
MLS® Number-C14103140
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-15.45 × 98.85 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-31-50
Taxes-$7,627.07 (2026)
Parking-1 - None
Basement-Finished with Walk-Out, Full, Walk-Out, Finished
Heating-Forced Air (Gas)
Brokerage-HARVEY KALLES REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBA
Neighbourhood-Cabbagetown-South St. James Town
Title-Residential Freehold

No agent assigned

Nestled on a quiet court in Historic Cabbagetown, this solid brick home, built in 1985, offers approximately 2,200 sq.ft. of living space. Generously proportioned principle rooms, twowood-burning fireplaces and an abundance of natural light create a warm and inviting atmosphere. Two second-floor skylight, thoughtfully positioned in the hallway and primary ensuite, fill the upper level with natural light. The spacious primary bedroom features a large walk-in closet and four-piece ensuite. The living room features a fireplace, and walkout to a private backyard, while the lower-level with additional 3rd bedroom or home office space boasts a large family room, complete with fireplace and walk-up to the garden , providing additional living and entertaining space. Enjoy the tranquility of court living just steps from the charm and character of Cabbagetown, with the Riverdale Farm, neighbourhood shops, restaurants and public transit, walking distance to the core of the city. A wonderful opportunity to enjoy spacious living in one of Toronto's most cherished historic neighborhoods. Notable improvements worth mentioning are that the roof, all exterior doors (front, walkout from family room, walkout from living room) and all windows have been replaced 3 years ago. Entire interior of the house was just freshly painted.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,119,200
Land Transfer Taxes$24,455
Legal Fees (Est.)
$
Total cash required for closing$305,755

Total Monthly Obligation

$6,654/mo
Mortgage $5,643
Monthly Loss $5,169
Principal$1,485
Interest$4,158
Property Tax$636
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.1%1
5-Year IRR
9.2%30
10-Year IRR
9.9%
Returns Index
16.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$61,536/yr
NOI
$43,255/yr
Net Cash Flow
-$2,039/mo
Cash Margin
-39.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 16 St. James Court

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