554 St Clements Avenue, Toronto C04

$4,399,998
554 St Clements Avenue

$4,399,998

New
2d
Detached3-Storey

554 St Clements Avenue, Toronto C04

Total Monthly Obligation $19,779

Beds
5
Baths
6
Park
4
Sqft
3500-5000
DOM
2d
Score
14
Yield
3.1%
Cash on Cash
-9.5%
Cap Rate
2.5%
5Y IRR
8.1%
10Y IRR
8.8%
Property Type-Detached
MLS® Number-C14103932
Beds-5
Bathrooms-6
Size-3500-5000 sqft
Lot Size-36.06 × 128.16 ft
Listed on site-Oct 21, 2026
Style-3-Storey
Building Type-Detached
Taxes-$19,863 (2025)
Parking-6 - Built-In
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-HARVEY KALLES REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Stucco (Plaster), Wood
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-TBA
Neighbourhood-Forest Hill North
Title-Residential Freehold

No agent assigned

Welcome To 554 St. Clements Avenue, Where Refined Design, Exceptional Function & Effortless Family Living Come Together In The Heart Of Beloved Forest Hill North. This Stunning Custom-Built Home Impresses Across Every Level, Beginning With A Bright Open-Concept Main Floor Featuring A Pristine Kitchen With Built-In Gaggenau Appliances, Porcelain Waterfall Counters, A Large Centre Island & Breakfast Area, Flowing Seamlessly Into The Formal Dining Room & Living Room With Walkout To The Deck & Professionally Landscaped Yard. Upstairs, A Dramatic Family Room Filled With Natural Light Features An Ethanol Fireplace, Built-In Wine Display & Speakers, Alongside A Bedroom With Ensuite That Also Works Beautifully As A Private Office. The Primary Suite Is A True Retreat With A Walk-In Closet & Sumptuous Six-Piece Ensuite With Heated Floors, Soaker Tub & Separate Shower, While Two Additional Bedrooms With Ensuites & Upper-Level Laundry Complete The Upper Levels. A Rare Rooftop Terrace Adds Yet Another Exceptional Outdoor Space. The Lower Level Is Made For Entertaining With Radiant Heated Floors, A Recreation Room With Gas Fireplace, Wet Bar & Walkout To The Yard, Plus A Guest Bedroom, Full Bathroom, Second Laundry, Kitchenette & Dedicated Movie Theatre. A Heated Interlock Driveway, Double Garage, Security Features & Thoughtful Built-Ins Complete The Home. Close To Excellent Schools, Parks, The Beltline, Forest Hill Village, Shops, Restaurants & Forest Hill Station On TTC Line 5, This Is A Home Designed For Family Memories, Effortless Entertaining & Exceptional Everyday Living.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$3,519,998
Land Transfer Taxes$96,475
Legal Fees (Est.)
$
Total cash required for closing$977,975

Total Monthly Obligation

$19,779/mo
Mortgage $17,748
Monthly Loss $15,108
Principal$4,670
Interest$13,078
Property Tax$1,655
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-12.0%0
5-Year IRR
6.1%14
10-Year IRR
7.5%
Returns Index
8.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$137,400/yr
NOI
$99,297/yr
Net Cash Flow
-$9,474/mo
Cash Margin
-82.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
0.5 mo12
Risk Index
11.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 554 St Clements Avenue

Time

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Data last updated within the past 24 hours.