4818 Thornton Road N, Oshawa

$1,089,900
4818 Thornton Road N

$1,089,900

New
78d
DetachedBungalow

4818 Thornton Road N, Oshawa

Total Monthly Obligation $5,459

Beds
4
Baths
2
Park
6
Sqft
1100-1500
DOM
78d
Score
16
Yield
4.1%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-E13652440
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-730.1 × 1288.1 ft
Listed on site-Aug 6, 2026
Style-Bungalow
Building Type-Detached
Taxes-$8,254.8 (2026)
Parking-6 - None
Basement-Finished with Walk-Out
Heating-Forced Air (Oil)
Brokerage-Re/Max Hallmark First Group Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Fireplace Insert
Pool-None
Facing-West
Exterior-Stone, Wood
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-Flexible
Neighbourhood-Rural Oshawa
Title-Residential Freehold

No agent assigned

12 Acres of Countryside, Privacy & Possibility in Raglan! Set in the community of Raglan, just minutes from Brooklin, Port Perry and Oshawa, this 12.07-acre property offers a wonderful opportunity to enjoy country living with convenient access to everyday amenities and Hwy 407. The scenic setting features rolling hills, wooded trails, panoramic countryside views and a meandering creek with a charming bridge crossing, providing a beautiful backdrop to enjoy throughout the seasons. The well-built walkout bungalow offers a spacious layout with large windows, generous principal rooms and plenty of opportunity to update and personalize to your own taste. The main level features three bedrooms and a family-sized kitchen with ample oak cabinetry, while the finished walkout lower level adds a fourth bedroom, a large recreation room with bar, a three-piece bath, laundry and storage. Direct access to the covered interlocking patio adds to the home's versatility. Enjoy the newly built deck overlooking the creek, outdoor dining in the gazebo and room to explore, garden or pursue your favourite outdoor activities. The 24' x 40' driveshed offers excellent space for equipment, recreational vehicles and storage, with potential for a variety of uses. A special opportunity to own 12.07 acres in a sought-after country setting, with the space, setting and potential to create a home that reflects your own vision, all within easy reach of town.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$871,920
Land Transfer Taxes$18,273
Legal Fees (Est.)
$
Total cash required for closing$237,753

Total Monthly Obligation

$5,459/mo
Mortgage $4,396
Monthly Loss $4,302
Principal$1,157
Interest$3,239
Property Tax$688
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.6%1
5-Year IRR
7.2%19
10-Year IRR
8.4%
Returns Index
11.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,072/yr
NOI
$27,810/yr
Net Cash Flow
-$2,079/mo
Cash Margin
-55.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
16.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4818 Thornton Road N

Time

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