14 Ormandy Court, Whitby

$1,248,880
14 Ormandy Court

$1,248,880

New
37d
Detached2-Storey

14 Ormandy Court, Whitby

Total Monthly Obligation $6,081

Beds
5
Baths
4
Park
4
Sqft
2000-2500
DOM
37d
Score
15
Yield
3.6%
Cash on Cash
-8.7%
Cap Rate
2.7%
5Y IRR
8.8%
10Y IRR
9.3%
Property Type-Detached
MLS® Number-E13793846
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-45.05 × 157.07 ft
Listed on site-Sep 16, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$8,024.7 (2025)
Parking-6 - Attached
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Wood Stove
Pool-Inground
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-T B D
Neighbourhood-Lynde Creek
Title-Residential Freehold

No agent assigned

A rare opportunity awaits in the highly desirable Otter Creek neighbourhood. Set on a premium 45' x 157' in-town lot, this beautifully upgraded family home offers exceptional indoor-outdoor living, a walkout basement, oversized windows and hardwood flooring throughout the main level and staircase. The bright, open-concept kitchen flows seamlessly into the spacious family room, while the large formal dining room is ideal for hosting family and friends. A stunning fireplace with a custom built-in surround creates an inviting focal point, and the walkout leads to a deck overlooking the private backyard, pond and spectacular pool with stamped-concrete surround. The private primary suite features an ensuite and walk-in closet. The finished basement adds even more living space, including a bedroom, living room and dedicated gym area-all just steps from the pool. Outside, enjoy professional landscaping, a charming front-yard sitting area and gated access to the neighbouring park. With the local toboggan hill and park right next door, this is an outstanding setting for family living. As the first home built in the subdivision and now offered for sale for the first time, this truly is a special opportunity you won't want to miss.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$999,104
Land Transfer Taxes$21,453
Legal Fees (Est.)
$
Total cash required for closing$272,729

Total Monthly Obligation

$6,081/mo
Mortgage $5,038
Monthly Loss $4,756
Principal$1,326
Interest$3,712
Property Tax$669
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.1%0
5-Year IRR
6.1%14
10-Year IRR
7.5%
Returns Index
8.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,880/yr
NOI
$27,867/yr
Net Cash Flow
-$2,715/mo
Cash Margin
-72.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
15.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Ormandy Court

Time

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