123 Kirkland Place, Whitby

$830,000
123 Kirkland Place

$830,000

Extension
34d
Att/Row/Townhouse2-Storey

123 Kirkland Place, Whitby

Total Monthly Obligation $4,102

HausQ Valuation Report
Beds
4
Baths
4
Park
1
Sqft
1100-1500
DOM
34d
Score
17
Yield
4.0%
Cash on Cash
-6.7%
Cap Rate
3.1%
5Y IRR
10.3%
10Y IRR
10.4%
Property Type-Att/Row/Townhouse
MLS® Number-E13805796
Beds-4
Bathrooms-4
Size-1100-1500 sqft
Lot Size-19.71 × 111.54 ft
Listed on site-Sep 19, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,545.85 (2026)
Parking-2 - Attached
Basement-Apartment, Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Unknown
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Williamsburg
Title-Residential Freehold

No agent assigned

Nestled in a vibrant, family-friendly community, this beautifully maintained freehold townhouse offers nearly 1,500 sq. ft. of functional living space plus a finished basement-perfect for growing families. Enjoy the added value of no monthly laneway or maintenance fees, along with convenient direct access to the garage. The spacious primary bedroom features a walk-in closet and a full ensuite, creating a comfortable private retreat. The bright eat-in kitchen is equipped with stainless steel appliances and ample counter space, ideal for everyday living and entertaining. Luxury vinyl flooring runs throughout the principal rooms, while updated lighting and fresh paint make this home truly move-in ready. Step outside to a landscaped backyard complete with a multi-tiered wood deck-perfect for hosting or relaxing. Located close to parks, schools, and all essential amenities.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$664,000
Land Transfer Taxes$13,075
Legal Fees (Est.)
$
Total cash required for closing$180,575

Total Monthly Obligation

$4,102/mo
Mortgage $3,348
Monthly Loss $3,221
Principal$881
Interest$2,467
Property Tax$379
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
7.0%18
10-Year IRR
8.3%
Returns Index
10.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,108/yr
NOI
$20,751/yr
Net Cash Flow
-$1,619/mo
Cash Margin
-58.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo37
Risk Index
20.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 123 Kirkland Place

Time

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Data last updated within the past 24 hours.