7 Priory Drive, Whitby

$1,299,999
7 Priory Drive

$1,299,999

New
30d
Detached2-Storey

7 Priory Drive, Whitby

Total Monthly Obligation $6,530

Beds
5
Baths
4
Park
4
Sqft
2500-3000
DOM
30d
Score
15
Yield
3.6%
Cash on Cash
-9.3%
Cap Rate
2.6%
5Y IRR
8.3%
10Y IRR
8.9%
Property Type-Detached
MLS® Number-E13817780
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-31.4 × 114.51 ft
Listed on site-Sep 23, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$10,937.05 (2025)
Parking-6 - Built-In
Basement-Full, Unfinished, Separate Entrance, Development Potential
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP-ADMIRAL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

Welcome to 7 Priory Drive, a 3-year-new owner-occupied home in the beautiful Park Vista community, set on a rare premium pie-shaped lot with no sidewalk, an extended driveway & double garage with 6-car parking & a huge south-facing pool-sized backyard. Very well maintained with 4 large bedrooms plus a bonus upstairs family room & upgraded 9-foot ceilings on the main & second levels. The double entry doors open to a sunlit main level with wide-plank hardwood flooring. Separate sitting & dining areas lead to an open-concept living room & kitchen featuring stainless steel appliances, quartz countertops, upgraded top drawers & a large centre island. The breakfast area walks out to the huge fully fenced backyard, while a 2-piece powder room & interior garage access add convenience. Upstairs, hardwood flooring continues through the family room, hallways & primary bedroom. Behind double doors, the spacious primary retreat offers his & hers walk-in closets & a spa-like 6-piece ensuite with upgraded countertops, double sinks, soaker tub, frameless glass walk-in shower & a built-in shower niche. A front-facing bedroom has a double closet & semi-ensuite access to a 4-piece bath with a large shower, while 2 more bedrooms share another 4-piece jack & jill ensuite. The upstairs laundry room includes an upgraded sink with cabinet for convenience. CAT6 Ethernet is hardwired throughout both floors, while the upgraded 200-amp electrical service includes an EV charger rough-in. The unfinished basement offers a cold room, bathroom rough-in & separate side entrance, with potential for a future rental income suite. The home is in a family-oriented area, walking distance to nearby greenspaces & trails at Heber Down Conservation Area, pickleball courts at Cullen Central Park, splashpad, playground & soccer fields at Micklefield Park & steps to the school bus stop for multiple top-rated schools. Easy access to Highways 412/407 & minutes from Superstore, Walmart & restaurants.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,039,999
Land Transfer Taxes$22,475
Legal Fees (Est.)
$
Total cash required for closing$283,975

Total Monthly Obligation

$6,530/mo
Mortgage $5,244
Monthly Loss $5,150
Principal$1,380
Interest$3,864
Property Tax$911
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%12
Cash-on-Cash
-12.8%0
5-Year IRR
5.6%13
10-Year IRR
7.2%
Returns Index
7.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$47,352/yr
NOI
$27,180/yr
Net Cash Flow
-$2,979/mo
Cash Margin
-75.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.434
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
15.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7 Priory Drive

Time

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