120 Point Hope Place, Whitby

$819,000
120 Point Hope Place

$819,000

New
30d
Detached2-Storey

120 Point Hope Place, Whitby

Total Monthly Obligation $4,272

HausQ Valuation Report
Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
30d
Score
17
Yield
4.5%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.9%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-E13818836
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-34.45 × 109.91 ft
Listed on site-Sep 23, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,115 (2026)
Parking-6 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Re/Max Hallmark First Group Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Above Ground
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Port Whitby
Title-Residential Freehold

No agent assigned

Welcome to 120 Point Hope Place, a spacious detached home situated on a quiet, mature street in the sought-after Whitby Shores community. Offering over 1,700 sq. ft. of living space, this family-friendly home features a double-car garage, convenient main-floor laundry and direct access from the home to the garage. The private driveway has no sidewalk and comfortably accommodates four vehicles, providing parking for up to six cars including the garage. Step outside to a generous backyard featuring a large deck and above-ground pool, perfect for summer entertaining and family fun. Inside, the home offers a functional layout with plenty of potential to update and personalize to your own style, while the unfinished basement provides additional space to create a recreation room, home gym, office or whatever suits your needs. Located just minutes from Whitby's beautiful lakefront and waterfront trails, neighbourhood parks, shopping and a great community school, this is an opportunity to make a home your own in one of Whitby's most desirable lakeside neighbourhoods.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$655,200
Land Transfer Taxes$12,855
Legal Fees (Est.)
$
Total cash required for closing$178,155

Total Monthly Obligation

$4,272/mo
Mortgage $3,304
Monthly Loss $3,402
Principal$869
Interest$2,434
Property Tax$593
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%21
10-Year IRR
8.7%
Returns Index
11.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,744/yr
NOI
$21,455/yr
Net Cash Flow
-$1,516/mo
Cash Margin
-49.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
19.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 120 Point Hope Place

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.