109 Thickson Road S, Whitby

$789,900
109 Thickson Road S

$789,900

Price Change
29d
DetachedBacksplit 4

109 Thickson Road S, Whitby

Total Monthly Obligation $4,050

Beds
4
Baths
4
Park
4
Sqft
1100-1500
DOM
29d
Score
18
Yield
4.7%
Cash on Cash
-4.5%
Cap Rate
3.6%
5Y IRR
12.0%
10Y IRR
11.8%
Property Type-Detached
MLS® Number-E13822502
Beds-4
Bathrooms-4
Size-1100-1500 sqft
Lot Size-62.25 × 120.5 ft
Listed on site-Sep 24, 2026
Style-Backsplit 4
Building Type-Detached
Taxes-$5,861.52 (2025)
Parking-5 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Neighbourhood-Blue Grass Meadows
Title-Residential Freehold

No agent assigned

Welcome to 109 Thickson Rd S, this gorgeous 4 level back split right in the heart of Whitby. This home is offering 4 bedrooms split 2 in the upper level and 2 in the lower level. The washrooms, 4 of them in the home. One on each floor. The main floor is offering a generous entertaining living/dining room with the kitchen, not to mention the 3 season closed in room on the south side of the house. The 3 season room has its own cooking area so you don't have to worry about bugs at all. The basement is a recreational space with plenty of storage but not to forget the projector screen painted already on the wall for you. This is a home you do not want to miss!

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$631,920
Land Transfer Taxes$12,273
Legal Fees (Est.)
$
Total cash required for closing$171,753

Total Monthly Obligation

$4,050/mo
Mortgage $3,186
Monthly Loss $3,211
Principal$838
Interest$2,348
Property Tax$488
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.6%26
10-Year IRR
9.5%
Returns Index
14.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,116/yr
NOI
$23,043/yr
Net Cash Flow
-$1,266/mo
Cash Margin
-40.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
21.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 109 Thickson Road S

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.