115 Bergen Road, Toronto E04

$599,000
115 Bergen Road

$599,000

Price Change
29d
Semi-Detached 2-Storey

115 Bergen Road, Toronto E04

Total Monthly Obligation $3,096

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
29d
Score
23
Yield
6.1%
Cash on Cash
2.1%
Cap Rate
5.0%
5Y IRR
17.2%
10Y IRR
16.0%
Property Type-Semi-Detached
MLS® Number-E13823378
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-39.4 × 130.56 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$3,652 (2026)
Parking-3 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-BAY STREET GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Dorset Park
Title-Residential Freehold

No agent assigned

Welcome to 115 Bergen Road in Scarborough-an exquisite mid-century modern semi-detached home, fully renovated down to the studs. This three-bedroom, two-bathroom gem combines classic charm with mid-century modern elegance. Rich oak flooring, quartz countertops, and a brand-new kitchen island anchor the design, along with stainless steel appliances. Every element is brand new-electrical, ductwork, mechanicals, a new furnace, tankless water heater, and AC. Plus, with a separate entrance to both the basement and upstairs unit, it's perfect for investors or multi-generational living. And you'll love the convenience of this location-just minutes from public transit, top-rated schools, shopping, and everyday amenities-everything you need right at your doorstep!

$
$
%
%
$
$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$479,200
Land Transfer Taxes$8,455
Legal Fees (Est.)
$
Total cash required for closing$129,755

Total Monthly Obligation

$3,096/mo
Mortgage $2,416
Monthly Loss $2,460
Principal$636
Interest$1,780
Property Tax$304
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.4%3
5-Year IRR
13.0%57
10-Year IRR
12.9%
Returns Index
29.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,372/yr
NOI
$24,583/yr
Net Cash Flow
-$368/mo
Cash Margin
-12.1%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
28.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 115 Bergen Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.