61 Fernbank Place, Whitby

$709,900
61 Fernbank Place

$709,900

New
29d
Att/Row/Townhouse2-Storey

61 Fernbank Place, Whitby

Total Monthly Obligation $3,612

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
29d
Score
19
Yield
4.9%
Cash on Cash
-3.2%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.6%
Property Type-Att/Row/Townhouse
MLS® Number-E13823450
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-24.96 × 114.11 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,481.77 (2026)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Keller Williams Energy Real Estate
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick Front
Roof-Asphalt Shingle
Foundation-Not Applicable
Sewer-Sewer
Possession-Flexible
Neighbourhood-Pringle Creek
Title-Residential Freehold

No agent assigned

Welcome to 61 Fernbank Pl, a charming 3-bedroom, 2-bathroom townhome in the desirable Pringle Creek neighbourhood of Whitby. From the welcoming front deck and established gardens to the private backyard retreat, this is a home where families can settle in, grow, and make lasting memories. The bright main floor features a modern kitchen with a centre island and generous counter space, flowing into the dining area with a lovely view of the backyard. Enjoy family breakfasts, dinner with friends, or simply gathering together at the end of the day. Step outside to the expansive private backyard deck, the perfect setting for summer barbecues, outdoor play, and relaxing evenings. Garden enthusiasts will appreciate the thoughtfully landscaped outdoor space and beautiful Japanese Maple tree, creating a peaceful and inviting backyard to enjoy throughout the seasons. Upstairs, three spacious bedrooms provide comfortable room for everyone. The finished basement offers flexible space for a cozy movie room, play area, home office, gym, or a place to unwind. A large laundry room with additional storage adds everyday convenience. The home also features a Drain Water Heat Recovery (DWHR) unit, an energy-efficient feature that helps recover heat from outgoing drain water to preheat incoming cold water. Parking is easy with a 1-car garage plus space for 2 additional vehicles in the laneway. The garage also provides valuable extra storage for bikes, seasonal items, and family essentials. Recent updates include a new microwave and dishwasher, freshly painted throughout, professionally steam-cleaned carpets, cleaned ductwork, and improvements to the outdoor space. Ideally located close to parks, shopping, public transit, Hwy 401, schools including Ormiston Public School, and a high school. A wonderful opportunity to put down roots in a welcoming community and create memories for years to come!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$567,920
Land Transfer Taxes$10,673
Legal Fees (Est.)
$
Total cash required for closing$154,153

Total Monthly Obligation

$3,612/mo
Mortgage $2,864
Monthly Loss $2,858
Principal$754
Interest$2,110
Property Tax$373
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-7.9%1
5-Year IRR
9.4%31
10-Year IRR
10.1%
Returns Index
16.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,728/yr
NOI
$22,273/yr
Net Cash Flow
-$1,007/mo
Cash Margin
-34.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
23.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 61 Fernbank Place

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.